‘Bright Future’ campaign focuses on dark outcome of impaired driving

The creative efforts of two Red River College Creative Communications students are behind Manitoba Public Insurance’s newest campaign aimed at raising awareness about the dangers of impaired driving.

The ‘Bright Future’ campaign ─ which launched this month ─ shows how a person’s bright future can quickly turn dark because of a decision to drive drunk or after consuming drugs. The story line was created by Rhianna Saj and Shannay Smith, who are second year advertising students at Red River.

As part of their advertising class, students were asked to submit road safety messaging ideas for evaluation by their instructor and Manitoba Public Insurance staff. Saj and Smith submitted a made-in-Manitoba concept that was so impressive Manitoba Public Insurance determined it should be developed into the Corporation’s next campaign in the fight against impaired driving.

The dual meaning behind the ‘Bright Future’ theme was particularly clever, as it intertwined a young person’s bright future with the bright lights of arrest and incarceration. It was this thinking that made the theme appealing to Manitoba Public Insurance. Also unique is that the campaign was developed by and for the young people who are most at risk to being involved in impaired driving collisions

“This campaign is about young people engaging their peers to change attitudes about impaired driving,” said Ward Keith, vice-president, Business Development & Communications and chief product officer, Manitoba Public Insurance. “The campaign is intended to change the conversation among young drivers with young people talking to other young people about keeping their futures bright by avoiding the dangers and consequences of driving drunk.”

On average, 25 Manitobans are killed yearly in alcohol-related collisions. Another 160 are injured. Drivers aged 16-24 are involved in more alcohol-related crashes than any other age group, according to Manitoba Public Insurance data.

“We are extremely grateful to Manitoba Public Insurance for providing this opportunity for Red River College’s Creative Communications students to develop a powerful campaign that promotes awareness of impaired driving dangers,” said Graham Thomson, Dean of the School of Business and Applied Arts, Red River College.

“With MPI’s support, and as they near graduation, Rhianna and Shannay are now on the way to their own “Bright Futures” in the communications industry.”

May is motorcycle safety awareness month: Manitoba Public Insurance

Manitoba Public Insurance is encouraging motorists and motorcycles to share the road in a safe and responsible manner. While May is motorcycle safety awareness month, Manitoba’s public insurer is stressing safety should be a priority throughout the entire motorcycle riding season.

In efforts to heighten road safety awareness between the two groups of vehicles, the Corporation will soon be launching its annual “Look Twice” campaign.

“The campaign is self explanatory, in that we’re encouraging drivers of motor vehicles to look twice before any driver action,” said Ward Keith, vice-president, Business Development & Communications and chief product officer, Manitoba Public Insurance.

“Many times drivers are telling us that they simply didn’t see the motorcycle prior to the collision. That’s a preventable collision. Motorcycle operators are entitled to be on the road and safely reach their destinations.”

In order to heighten road safety awareness among both groups of vehicles, Manitoba’s auto insurer works closely with the Coalition of Manitoba Motorcycle Groups, which recently staged its annual, motorcycle safety awareness rally.

“CMMG holds its Motorcycle Safety Awareness Rally early in May as a public awareness campaign to remind motorists that Motorcycles are once again on the road and to be extra cautious when driving,” said CMMG President Brian Segal.

“Motorcyclists too, are reminded that safety is their responsibility as well. In this respect, CMMG as a member of the Motorcyclists Confederation of Canada (MCC), supports the national “Ride Smart to Ride Again” campaign. Motorcyclists must see, to be seen ─ if you can’t see the driver, the driver can’t see you.”

SAFETY TIPS

  • Motorcyclists should wear the right gear. Wear an approved helmet, eye protection, jacket, pants and boots.
  • Motorcyclists should try to be highly visible. Whenever possible, wear bright or fluorescent colours such as yellow, red or orange to enhance visibility.
  • Ride with the headlight on. Ride in a position where you are visible to other motorists and stay out of their blind spots.
  • Drivers should look twice. When changing lanes and at intersections, double check there isn’t a motorcycle or moped in the blind spot.
  • Watch for signals. It may be hard to see a motorcycle or moped’s turning signal so watch for other signs like shoulder checking. It can indicate the rider is planning to change lanes or turn.
  • Keep your distance. Motorcycles and mopeds may stop faster than other vehicles. Maintain a following distance of at least four seconds and increase it at night or when it’s raining.

Manitoba Public Insurance releases third quarter financial results

Manitoba Public Insurance completed the first nine months of the 2015 fiscal year with a net income of $10.9 million and total earned revenues that were $51.1 million higher than over the same period last year.

The positive financial picture can be attributed to a number of factors including growth in the volume and value of motor vehicles insured, and because of ongoing efforts to reduce corporate operating costs.

“We are pleased to remain in a good financial position heading into the final quarter of the fiscal year,” said Heather Reichert, vice-president, Finance and Chief Financial Officer, Manitoba Public Insurance. “However, it’s important to keep in mind that the winter months can be unpredictable in terms of the frequency and severity of claims.

“We are determined to keep rates low and stable for all Manitobans,” said Reichert. “Manitoba Public Insurance prides itself on being a fiscally responsible corporation and we will continue to focus on controlling our operating costs, while working with the Public Utilities Board to ensure automobile insurance rates in Manitoba continue to remain stable and predictable into the future.”

Earlier this year, the Public Utilities Board approved Manitoba Public Insurance’s request for no overall rate increase for 2016-17 – making it the 12th time in the past 15 years that Manitoba’s public auto insurer has not requested a rate increase. During that time, the cumulative rate decrease for Manitobans has been 9.7 per cent.

Licence plate validation stickers being eliminated ─ Manitoba Public Insurance

Licence plate validation stickers will no longer be required by Manitobans, or issued by Autopac agents, effective March 1, 2016.

Gord Mackintosh, minister responsible for Manitoba Public Insurance, said for vehicle owners, this means greater convenience as they will no longer have to apply validation stickers.

“Perhaps more importantly however, our police agencies are continually upgrading and enhancing their ability to deal with crime,” said Mackintosh. “Our front-line police officers have a challenging job. We can’t thank them enough for their service in keeping our roads safe.”

“Customers who renew their Autopac policies will be issued blank stickers to cover up the existing stickers on their licence plates,” said Ward Keith, vice-president, Business Development & Communications and chief product officer, Manitoba Public Insurance. “For those customers getting new plates, they will not be required to apply the month and year stickers.”

Due to Manitoba Public Insurance’s staggered, five-year renewal system, the sticker transition will be fully completed by March 1, 2021.

“The elimination of stickers was the result of collaborative discussions with police agencies, and will result in reduced costs to the Corporation, which will in turn, benefit rate payers” said Keith. “Our customers will also find it more convenient to not have to apply stickers to their licence plates.”

Police vehicles are now equipped with on-board computers, which allow for real-time validation of a vehicle’s registration status, and now makes the need for licence plate validation stickers unnecessary. To complement these on-board computers, the major police agencies in Manitoba are now using automated licence plate readers. These devices are highly efficient and alert officers immediately if a vehicle’s registration and insurance has lapsed and is invalid.

“The Manitoba Association of Chiefs of Police (MACP) Traffic Committee entirely supports MPI’s new stance on licence plate validation.” said Insp Joanne Keeping of the Manitoba RCMP.

“With technology allowing instant validation of licence plates, police officers are better equipped to immediately address offenders driving unregistered vehicles.”

Manitoba Public Insurance and partners raising awareness about high-collision intersections

Nearly 10,000 collisions have taken place at Winnipeg’s Top 5 collision intersections over the last decade. In efforts to heighten road safety and reduce collisions and injuries at these intersections, Manitoba Public Insurance, the City of Winnipeg, the Winnipeg Police Service and CAA Manitoba are teaming up on a two-year pilot program designed to enhance motorists’ awareness at these high-collision intersections.

Winnipeg’s No. 1 collision intersection is Leila/McPhillips with 2,326 collisions. Rounding out the Top 5 are Kenaston/McGillivray (2,298 collisions), Kenaston/Grant (1,747 collisions), Lagimodiere/Regent (1,700 collisions) and Bishop Grandin/St. Mary’s (1,546 collisions). Collision data was collected from 2005-2014.

The new awareness program – which kicks off today – will leverage a mix of intersection signage, dedicated police enforcement and general public awareness at three of the five highest collision intersections in Winnipeg: Kenaston/McGillivray, Bishop Grandin/St. Mary’s and Leila/McPhillips.

“I want to commend the Corporation, the Winnipeg Police Service and CAA Manitoba for working together to address road safety risks and to pursue new strategies such as this to raise driver awareness and encourage safer driving behaviour,” said Gord Mackintosh, Minister responsible for Manitoba Public Insurance.

“This is just one more example of how working collaboratively with road safety partners can, and will make a difference and reduce risk on the road for all Manitobans.”

The installation of roadway signage on approaches to high-collision intersections is aimed to heighten awareness about collision risk and the need to proceed through these intersections cautiously.

“Road safety research also demonstrates that road safety education and awareness efforts are most effective when accompanied by visible enforcement,” said Ward Keith, vice-president Business Development & Communications and Chief Product Officer, Manitoba Public Insurance. “That’s why we are pleased that the Winnipeg Police Service and CAA Manitoba are joining this initiative to help keep motorists safe.”

Signage alerting motorists that they are approaching a high-collision intersection with a secondary message of ‘Don’t Follow Too Close’ will be conspicuously placed on all approaches at Kenaston/McGillivray and Leila/McPhillips for the duration of the two year pilot project.

Special enforcement ─ to be funded by Manitoba Public Insurance ─ will occur for the first year of the project at Kenaston/McGillivray and Bishop Grandin/St. Mary’s.

“The Winnipeg Police Service is happy to partner with Manitoba Public Insurance,” said Staff Sgt. Rob Riffel with the Winnipeg Police Service Central Traffic Unit. “This initiative fits perfectly into the Service’s strategic objectives by strengthening pro-active policing through Smart-Policing Initiatives; focusing efforts to improve traffic safety through enforcement and education, and using an evidence based and collective impact approach to increase public road safety and reduce insurance costs for the public.”

Rear-end collisions accounted for more than 50 per cent of total collisions, according to analysis of collision configurations at these intersections.

“We all know how long it takes to break a bad habit, and that’s why we’re pleased this two-year pilot project will remind motorists to practice safe driving every day,” said CAA Manitoba’s president and CEO, Mike Mager.

“CAA Manitoba is proud to help educate our Members and the public about safe driving behaviours. We all have a part to play in reducing the number of accidents at these busy intersections.”

“Manitoba Public Insurance is pleased to be working with its partners at CAA and the Winnipeg Police Service to help raise motorist awareness of the collision risk at these intersections and to encourage safer driving behaviour as a means to reduce risk on the road,” said Keith.

“In so many cases, collisions – particularly rear-end collisions – can be prevented by driving to conditions, entering busy intersections with caution, and not following too close by practicing the three to four second rule when following the vehicle ahead of you. This distance allows sufficient time to stop and avoid a collision.”

“I’m happy to be working with our partners to make sure road safety is a priority,” said Jeff Browaty, City Councillor for North Kildonan. “Ensuring that motorists understand the importance of observing the rules of the road and respecting their fellow motorists will help keep our roads safe.”

2016 deadliest year on Manitoba roadways in a decade: motorists encouraged to think road safety

Manitoba Public Insurance is issuing a renewed call to road safety action for all road users in 2017, after recording the deadliest year on Manitoba highways in a decade.

Based on preliminary data, in 2016 there were 101 fatal collisions on public roadways in Manitoba which resulted in the deaths of 112 people. These numbers contrast with 69 collisions and 78 fatalities in 2015.

“2016 was a tragic year for road fatalities in Manitoba,” said Crown Services Minister Ron Schuler. “Not since 2006 have we lost as many people in motor vehicle collisions and our sincere condolences go out to the families and friends of the 112 Manitobans who lost their lives in roadway crashes.”

“These terrible outcomes must serve as a reminder to all Manitobans to drive safely in 2017,” said Schuler.

According to Manitoba Public Insurance data, another 19 Manitobans lost their lives in snowmobile and all-terrain vehicle collisions in 2016.

Although the full analysis of motor vehicle fatalities is not yet complete, preliminary data shows an alarming increase in impaired driving, distracted driving, speed, and not wearing seatbelts as contributing factors in the fatal collisions recorded.

“To stay safe on our roads and not put other road users at risk, all drivers need to think about road safety every time they get behind the wheel,” said Ward Keith, vice-president, Business Development and Communications, Manitoba Public Insurance.

“Buckling up all the time, driving to road and weather conditions, not driving when impaired by alcohol or drugs, or while distracted – these are all simple reminders that can help to prevent being involved in a collision. They can also literally make the difference between life and death,” said Keith.

In issuing the call to action for road safety in 2017, Manitoba Public Insurance encourages all drivers to model safe and responsible driving behaviours by following these simple safety tips:

Safety Tips Which Could Save a Life

  1. Have a plan before you head out for an evening of partying. Take a cab home or have a designated driver selected beforehand.
  2. If you must text or answer the phone, pull your vehicle over to a safe area. Texting while driving takes your eyes off the road and significantly increases the chance of being involved in a collision.
  3. Never get into a vehicle with a driver who has been drinking or consuming drugs. It could be the last thing you do.
  4. Speed kills! Be aware of the posted speed limit and drive to road and weather conditions.
  5. Buckle up – every time, whether you’re a driver or passenger, and no matter how short your trip is. It takes one second and could very well save your life.

Manitoba Public Insurance unveils Top Five Frauds of 2015

Vehicle technology, good old-fashioned investigation skills and strong partnerships with police agencies were major factors in helping identify those people who tried to defraud Manitoba Public Insurance.

Fraudulent and suspicious claims are handled by Manitoba Public Insurance’s Special Investigation Unit (SIU). The efforts of this special unit resulted in fraud savings last year of $7.6 million for Manitoba auto insurance rate payers. The SIU investigates about 2,500 claims yearly.

Anyone knowing someone who is involved in auto insurance fraud is encouraged to call the Manitoba Public Insurance TIPS Line: 204-985-8477 or toll-free 1-877-985-8477. All calls are anonymous.

No. 1:‘Crash Data Recorder Tells All’

A Winnipeg man stated that he had been the victim of two consecutive hit-and-runs. On the same night.

The man told Manitoba Public Insurance investigators that he was struck from behind by a dark SUV while driving in rural Manitoba. The driver of the SUV did not stop, so the man quickly went into pursuit mode. A short time later, the vehicle owner claimed his vehicle was hit from the side by a truck – with the driver of the truck getting out and fleeing to the original dark SUV.

This stranger-than-fiction story quickly resulted in an SIU investigation, at which time the Crash Data Recorder indicated that the vehicle was parked at the time of the impacts. The man would be charged, and later pleaded guilty to public mischief, receiving a fine of $3,500. His claim was also denied, resulting in a saving of $15,000 to Manitoba Public Insurance ratepayers.

No. 2:‘What the Hay!’

Strangely, there was hay and dry grass stuffed into the vehicle’s engine area. SIU investigators also discovered hay stuffed into the headlight areas of the vehicle. What the hay? Turns out the vehicle owner was trying to destroy his vehicle by setting it on fire.

The vehicle owner claimed he was attending a party out of the city and noticed a large fire in a hay field. As he told the story, he quickly jumped in his vehicle and, accompanied by a few pals, drove out to investigate.

The vehicle owner claims he emptied a fire extinguisher in failed attempts to snuff the fire. As he told his adjuster, the fire then engulfed his vehicle. But the story didn’t add up. In addition to the suspicious placing of hay, the SIU arson investigator would discover an accelerant had been liberally splashed throughout the passenger compartment.

Faced with all the facts, the vehicle owner chose to withdraw his claim. The savings to Manitoba Public Insurance customers was nearly $14,000.

No. 3:‘Cruising For Trouble’

The woman told her Manitoba Public Insurance adjuster that her vehicle had been stolen. What she didn’t know was that Manitoba Public Insurance and the Winnipeg Police Service routinely share information.

Truth was, the vehicle was not stolen ─ the woman willingly gave the vehicle to a male friend, who police had attempted to stop during a traffic stop. Attending officers had clearly observed the woman sitting in the passenger’s seat.

The woman was later arrested and pleaded guilty to public mischief. She was given 12 months probation, and a conditional discharge.

No. 4:‘An Unlicensed Friend’

The Winnipeg man told his Manitoba Public Insurance adjuster that his vehicle had been stolen after it was found badly damaged.

But in an interview with Winnipeg police, the vehicle owner said he had given his vehicle to a friend, who admitted he had been involved in two collisions. The man also admitted he had no driver’s licence ─ which was known by the vehicle owner. Winnipeg police would then share that information with Manitoba Public Insurance investigators.

Due to knowingly giving his vehicle to an unlicenced driver, the vehicle owner’s theft claim was denied ─ a saving of $34,000 to Manitoba Public Insurance and its customers.

No. 5:‘Not so Injured’

A woman sustained injuries to her shoulder and back after being involved in a collision. She then began collecting benefits, including income replacement payments. As the months went on, she told her case manager that she was too injured to work.

However, the truth would soon become clear. An SIU investigation discovered the woman had in fact returned to work – specifically, she was now involved in a physically demanding agriculture position.

The woman would later plead guilty to Fraud Over $5,000 and was sentenced to three years of supervised probation, including counselling, 200 hours of community service work and restitution of $36,000.

Impaired driving not just an alcohol issue: Manitoba Public Insurance

The definition of impaired driving is not exclusive to alcohol consumption. Manitoba Public Insurance is raising awareness among Manitobans that impaired driving also extends to the over consumption of prescription, over-the-counter and illegal drugs.

“The message is clear: mixing drugs and driving can have the same deadly and destructive consequences as alcohol,” said Justice Minister Gord Mackintosh, minister responsible for Manitoba Public Insurance. “Raising awareness on this issue starts by educating people on the dangers of engaging in the activity and encouraging motorists to make a commitment to road safety.”

Education and awareness are two proven strategies in changing driver behaviours. The first step in raising awareness began today at Winnipeg’s Oak Park High School where drama students delivered a powerful performance about “drug-driving”. The audience of more than 100 students also heard from police and Manitoba Public Insurance about the dangers associated with drug-driving.

A third component to changing driver behavior is law enforcement. Earlier this month the Safer Roads Act officially became law. Manitobans who drive while impaired by drugs now face harsher roadside penalties. Of note, increasing immediate roadside driver’s licence suspension for first-time low-blood alcohol concentration (0.05 to 0.08) and drug-impaired drivers to three days from the current 24 hours, and to seven days if there is a person under 16 years of age in the vehicle.

“The message we want to get out to drivers of all ages is that any substance that impairs their ability to operate a motor vehicle is something that should be avoided prior to getting behind the wheel,” said Ward Keith, vice-president Business Development & Communications and Chief Product Officer, Manitoba Public Insurance.

A Canadian roadside survey in 2012 carried out in British Columbia found that 7.4 per cent of drivers tested positive for the presence drugs compared to 6.5 per cent who tested positive for alcohol. While the relationship between a drug’s presence in the body and its potential effects on driving performance and crash risk is complex and not fully understood for many drugs, the reality is that precautions should always be taken.

“With respect to marijuana in particular, we do know that research shows the drug significantly impairs driving ability and increases crash risk.”

Evidence complied from the Canadian Center on Substance Abuse shows that marijuana hurts a driver’s ability to safely operate a motor vehicle by delaying reaction time and impairing short term memory and concentration.

“Studies indicate that many people believe drugs are somehow better or safer to mix with driving than alcohol is – but this could not be further from the truth,” said Keith.

Spike in road fatalities disturbing ─ Manitoba Public Insurance

There’s been a 42 percent increase in road fatalities in Manitoba over the last three months, compared to the average number of fatalities over the same time period in the previous five years, reports Manitoba Public Insurance.

The claims data was collected from September 1st. Over that period of time, a total of 34 people have been killed in vehicle collisions, compared to an average of 24 fatalities in previous years.

To date in 2015, a total of 71 people have been killed in collisions on public roadways which is already more than the total number of fatalities recorded in all of 2014.

“Of significant concern is the fact that nearly 50 per cent of this year’s fatalities have occurred in the last three months,” said Ward Keith, vice-president, Business Development & Communications and chief product officer, Manitoba Public Insurance. “Sadly, many of these fatalities have involved not using seatbelts, head-on collisions and driver inattention.

Coming into the winter months, drivers are also encouraged to give themselves more time to arrive at destinations, drive cautiously, be patient, and drive in a courteous manner. “We want everyone to arrive home safely to their families and friends and these simple reminders can make a huge difference.”

Manitoba Public Insurance also reminds motorists to drive to road conditions and for those interested in purchasing winter snow tires, information can be found at: www.mpi.mb.ca

“Speed, impaired driving, distracted driving and failure to wear seatbelts are all high-risk driving behaviours that can result in tragic outcomes,” said Keith. “Driving safely and defensively can truly be the difference between life and death.”

Province unveils bright, new-look licence plate for snowmobilers

Beginning December 1st, a new high visibility orange licence plate will be issued to Manitoba snowmobilers with the purchase or renewal of a Snopass.

“This new plate will effectively replace the existing Snopass sticker that used to be affixed to the snowmobile’s licence plate,” said Gord Mackintosh, Attorney General and minister responsible for Manitoba Public Insurance.

“This easy to identify plate will make it easier for Conservation officers and other enforcement officials to identify snowmobilers operating on the trail system who have purchased the required Snopass.”

To legally travel on Snoman’s groomed snowmobile trails, snowmobilers require a valid Snopass. Riders operating their snowmobiles on a Snoman trail without one could receive a ticket of nearly $500. Snowmobilers who do not require a Snopass, or choose not to renew their Snopass, will continue to receive the regular, yellow off-road vehicle plate.

The new Snopass plate costs the same as the existing sticker – $150 – and can be purchased at any Autopac outlet throughout the province. This pass is valid for one riding season, and must be renewed yearly. A seven-day Snopass is also available at a cost of $75.50.

“The new Snopass plate was the culmination of collaborative discussions between Snoman Inc., enforcement agencies and our Corporation,” said Ward Keith, vice-president, Business Development & Communications and chief product officer, Manitoba Public Insurance.

“Elimination of the Snopass sticker for full-season users will simplify the process for snowmobilers, while use of the new orange plate will better assist enforcement officers in confirming authorized trail users.”

Based on Manitoba Public Insurance’s staggered renewal system, all Snopass holders will be able to obtain their orange Snopass licence plates before December 1, 2016. Customers will also have the option of transitioning to the new Snopass licence plate sooner if they choose not to wait for their respective insurance reassessment date.

“This is a positive step forward and will help with enforcement on the trail system,” stated Snoman President Alan Butler. “We encourage those who have already received a sticker for this season to visit a MPI location and get the orange plate.”

About Snoman

Snoman (Snowmobilers of Manitoba) Incorporated is dedicated to providing strong leadership and support to its member clubs to develop and maintain safe and environmentally responsible snowmobile trails to further the enjoyment of organized recreational snowmobiling throughout Manitoba.

Snoman represents 51 snowmobile clubs, which maintain more than 11,000 kilometres of designated snowmobile trails within the province. More information about Snoman can be found on their website: www.snoman.mb.ca

Manitoba Public Insurance unveils plans for Centre of Excellence in automotive research and training

Taking the lead on cutting edge training opportunities in the auto body repair industry

Manitoba Public Insurance will invest in construction of a new Centre of Excellence in automotive repair research and training. This state-of-the-art facility will be located within the Corporation’s Physical Damage Compound in Winnipeg, and will enable qualified technicians to share and teach the newest auto body repair techniques and technologies.

The new centre seizes on opportunities presented by a rapidly evolving automotive industry. By increasing auto body apprenticeship opportunities and fostering partnerships with Apprenticeship Manitoba, Red River College and Manitoba high schools, Manitoba Public Insurance will ensure that the auto body technicians in Manitoba remain highly skilled and able to respond to rapidly developing construction and repair techniques.

“With an eye to the future, we all recognize that the auto manufacturing industry is going through significant change. The auto body repair industry must keep pace for the sake of its customers,” Gord Mackintosh, Minister Responsible for Manitoba Public Insurance, said today.

“The new research and training centre provides an excellent opportunity for Manitobans to pursue highly skilled careers and ensures there is the capacity to do cutting edge auto body work in Manitoba, helping to keep Manitoba’s auto insurance rates amongst the lowest in Canada.”

Manitoba’s public auto insurer is committed to ensuring its customers’ vehicles are repaired safely and fully comply with the stringent safety repair standards associated with newly manufactured vehicles. These vehicles are often constructed with “complex” materials ─ aluminum, carbon fibre, high strength and ultra, high-strength steels. Common examples are the 2013 Dodge Dart, 2015 Ford F150 and various BMW models.

“It’s expected that by 2018, half of the Manitoba fleet will represent vehicles with at least some complex materials. The auto body repair industry is going to experience significant changes in terms of its repair techniques, the need for special tools and body shops,” said Dan Guimond, CEO and President, Manitoba Public Insurance.

“Manitoba Public Insurance recognizes that the auto manufacturing industry is creating significant change for the auto body repair industry and costs of repairs are increasing, which is why we are taking steps to save Manitobans money over the long-term,” said Guimond.

Through collaboration with industry partners like Red River College, Apprenticeship Manitoba, the Automotive Trades Association, the Manitoba Motor Dealers Association and the Manitoba Commercial Vehicle Repair Association, the Corporation will offer improved training for workers in the province’s auto body repair industry. By doing so, this will ensure vehicles damaged in collisions continue to be repaired safely and to original manufacturer standards, resulting in increased safety to the benefit of all Manitobans, said Guimond.

“The collaboration between Manitoba Public Insurance and Red River College will augment the educational experience for our students,” said Paul Vogt, President and CEO, Red River College. “We recognize the importance of auto body repairers staying abreast of new vehicle design, construction, technology and repair techniques and partnership with MPI is an innovative learning approach to meet the high demand for skilled employees throughout the industry.

“In addition to the academic outcomes, joint research studies between Red River College and Manitoba Public Insurance with composites and advanced trades techniques will ensure the completion of safe and reliable vehicle repairs by auto body repairers in Manitoba,” said Vogt.

Physical Damage Centre transition

Over the next few months, Manitoba Public Insurance will be transitioning its existing Physical Damage Centre into a new facility to perform research and training on new vehicle design, repairability and technology. This will enable the Corporation to use its economy of scale and industry leverage to provide a direct-training delivery program to the collision repair industry.

“This new Centre of Excellence will ensure Manitoba Public Insurance and the Manitoba collision repair industry can keep up with the rate of change for vehicle technology and continue providing the highest levels of customer service to Manitobans,” said Guimond.

“The facility will enable highly-skilled professionals to perform research and training on new vehicle design, repairability and technology, while also delivering training for the collision repair industry in Manitoba, and perhaps beyond.”

Tens of thousands of teenagers impacted by Manitoba Public Insurance’s popular Friends for Life speaker series

National Day of Remembrance for road crash victims: Nov. 18

Driving while impaired can have deadly consequences and change your life forever in the blink of an eye ─ that’s the message Manitoba Public Insurance is bringing to thousands of students across the province this month with the return of the popular Friends for Life speaker series.

The series features three speakers touring more than 30 schools during November to give students a first-hand account of how their lives were emotionally and physically devastated due to impaired driving.

A special Friends for Life event was held today at Elmwood High School in Winnipeg. The presentation coincided with the National Day of Remembrance for Road Crash Victims, which is overseen each year by the Canadian Council of Motor Transport Administrators (CCMTA).

“Too many Manitobans know someone whose life has been forever changed because of impaired driving,” said Ward Keith, vice-president, Business Development & Communications and chief product officer, Manitoba Public Insurance. “The truly sad part is that all of the hurt and pain is completely preventable. Many of these lives were lost in collisions that could have been avoided if someone had simply made the right choice.”

Presented in conjunction with the Manitoba School Boards Association and Teens Against Drunk Driving, Friends for Life has reached close to 90,000 students over the past four years.

“It is the responsibility of all Manitoba drivers to have their safety and the safety of others at the forefront while on our roadways,” said Inspector Joanne Keeping, RCMP Traffic Services. “Adopting the personal motto: ‘Good drivers just drive’ can help us all do our part in ensuring safer roads.”

Manitoba Public Insurance statistics report that youth aged 16 to 19 are nearly four times more likely to have been involved in a collision while impaired compared to drivers aged 25 and older. Meanwhile, an average of 29 Manitobans are killed yearly on roadways due to distracted driving.

“The number one question that haunts our members after they investigate an impaired driving crash is why,” said Staff Sergeant Rob Riffel, Central Traffic Unit, Winnipeg Police Service.

“Why did this person make the decision to drive and cause lives to change forever? Why didn’t they leave their vehicle at home to remove the temptation to drive? These questions are rarely answered and only contribute to the senselessness of these incidents.”

About National Day of Remembrance:

On average, five people die on Canada’s roads each day. The National Day of Remembrance for Road Crash Victims is Canada’s day to remember and honour these victims and their families. It is commemorated the third Wednesday of each November.

As the official steward of the day, the Canadian Council of Motor Transport Administrators (CCMTA) regularly collaborates with partners, advocacy groups and others committed to road safety to raise awareness of those impacted and lost to road crashes.

The annual initiative serves as an important reminder of the preventative nature of these tragedies and how, when it comes to driving, lives can be saved by making the right decision.

Citizens on Patrol Program having a positive impact across the province: Manitoba Public Insurance

Province announces 14th annual Citizens on Patrol Week: Oct. 25 – Oct. 31

The province and Manitoba Public Insurance are once again drawing special attention to the more than 1,700 Manitobans who volunteer their time each year to keep their communities safe.

This weekend marks the start of the 14th annual Citizens on Patrol week, designed to recognize members of Manitoba’s 57 active Citizens on Patrol Program (COPP) groups. COPP mobilizes citizens to participate in a community-based crime prevention initiative in cooperation with local law enforcement agencies.

“These volunteers are dedicated to reducing crime within their neighborhoods and that is something we believe should be commended,” said Attorney General Gord Mackintosh, minister responsible for Manitoba Public Insurance. “The grassroots program continues to be instrumental in preventing crime and assisting local police agencies.”

COPP groups display speed-reader boards (provided by Manitoba Public Insurance), patrol at school crossing zones, identify impaired drivers on the road and conduct seatbelt and cell phone use surveys in conjunction with the RCMP.

“COPP volunteers put in countless hours of time and effort, all with the goal of protecting their communities,” said Ward Keith, vice-president, Business Development & Communications and chief product officer, Manitoba Public Insurance. “In addition to the work these individuals do to patrol their communities, they also continue to be an integral part of our efforts to raise awareness of road safety risks and to keep Manitobans safe.”

COPP Week ─ Oct. 25 to Oct. 31 ─ kicks off this weekend with a provincial conference in Winnipeg where program representatives from across Manitoba will meet to share successes and discuss how to continue providing value to the communities in which these volunteer groups operate.

In addition to providing funding for COPP, Manitoba Public Insurance offers coordination assistance in co-operation with Manitoba Justice, Manitoba Housing, the Winnipeg Police Service, the RCMP, the Brandon Police Service and other municipal police services.

Manitobans interested in joining or learning more about the Citizens on Patrol Program can visit the organization’s website or call the provincial coordinator at 204-985-8849 or toll free at 1-866-326-7792.

Province’s winter tire low-interest financing program a success ─ will continue this year

Driven by positive response from Manitobans, the province’s winter tire low-interest financing program will once again be offered to vehicle owners. To date, more than 30,000 Manitobans have taken advantage of the program, which was first introduced by the provincial government last fall and administered by Manitoba Public Insurance.

“The safety benefits of winter tires are well documented and this positive response confirms that many Manitoba vehicle owners have made road safety a priority,” said Gord Mackintosh, minister responsible for Manitoba Public Insurance. “The purpose of this low-interest winter tire financing program is to allow Manitobans, who otherwise might not be financially able to do so, to equip their vehicles with winter tires.”

The program provides loans to a maximum of $2,000 per vehicle for up to 48 months at prime plus two per cent.

“Loss prevention programs ultimately benefit all of our customers through reduced claims costs,” said Ward Keith, vice-president, Business Development & Communications and chief product officer, Manitoba Public Insurance. “A vehicle equipped with winter tires helps the driver avoid collisions by reducing braking distances on ice and snow.”

Recently, CAA Manitoba conducted a survey with its membership, asking about the importance of using winter tires.

“Our members consistently agree that winter tires are an important road safety tool for a Manitoba winter, but less than 50 per cent own them, citing cost as the number one reason why not,” said Mike Mager, President and CEO of CAA Manitoba. “This low interest financing program is a great step to help those who want winter tires afford them.”

Quick Facts:

  • At temperatures just below freezing on dry pavement, winter tires have been shown to reduce stopping distances by as much as 30 per cent compared with all-season tires.
  • Winter tires offer significantly better traction on snow-covered or icy road surfaces at temperatures well below -30°C than all-season tires have at 4°C.

Customers interested in participating in the program are encouraged to visit mpi.mb.ca for more information on who qualifies, participating winter tire retailers throughout Manitoba, and other details relating to the program.

Eastman Region worst in province for deer-vehicle collisions: Manitoba Public Insurance releases Top 5 list

The Eastman Region ─ which includes communities Steinbach, Lac du Bonnet, Anola, Birds Hill Park area and Falcon Lake ─ is the province’s No. 1 area for vehicle-deer collisions. There are about 1,600 collisions yearly within this region, based on statistics collected by Manitoba Public Insurance from 2010 to 2014.

Motorists are encouraged to exercise extra care and caution during October and November ─ the two worst months for deer-vehicle collisions.

Rounding out the province’s Top 5 deer/vehicle collision regions:

  • Eastman Region, 1,600 yearly collisions
  • Westman, 1,450 yearly collisions
  • Interlake, 1,100 yearly collisions
  • City of Winnipeg, 600 yearly collisions
  • Pembina Valley, 600 yearly collisions

“A collision between a vehicle and an animal can result in a very serious outcome,” said Ward Keith, vice-president, Business Development & Communications and chief product officer, Manitoba Public Insurance. “Last year, 300 Manitobans were injured in wildlife-related collisions. Over the last 10 years, eight people in Manitoba have been killed in crashes caused by an animal on a road.”

Tips to help keep you safe:

  • Slow down when you see wildlife crossing signs.
  • Animals are normally more active at dawn, dusk and at night.
  • Watch for deer brush and tall grass grow near the road.
  • Scan the roadside for animals — get your passengers to help.
  • Watch for the reflection of headlights in the eyes of a deer, or a dark silhouette.
  • Do not swerve if an animal does cross in front of your vehicle ─ brake firmly to reduce the impact between an animal and your vehicle.

Overall, Manitobans are involved in about 11,000 vehicle/wildlife collisions yearly. Collisions are most common during September to December. This four-month period accounts for almost half (46 per cent) of the annual wildlife-related collisions.

Motorists are also reminded that it is now illegal to place food and other wildlife attractants along provincial roads and highways in Manitoba. Doing so can attract wildlife to the roadside unnecessarily and create dangerous hazards for passing motorists.

Auto theft involving keys on the rise – Manitoba Public Insurance

Manitoba vehicle owners are strongly encouraged to protect their keys in the wake of rising key-related thefts. Of the 400 vehicles reported stolen this past spring, 75 per cent involved the use of keys, representing an 11 per cent increase for key-related thefts compared to spring of 2014, according to Manitoba Public Insurance claims data.

“Thanks to a number of highly successful anti-theft initiatives, Winnipeg has long lost the tag as the auto theft capital of Canada,” said Gord Mackintosh, Attorney General & minister responsible for Manitoba Public Insurance.

“Over the last decade, auto thefts in the City of Winnipeg have declined by nearly 85 per cent. However, there’s still work to be done if we want to achieve further reductions in the auto theft numbers.”

With the goal of raising awareness about protecting vehicle keys, Manitoba Public Insurance and CAA Manitoba have launched a public awareness campaign, in partnership with members of the Citizens on Patrol Program (COPP). Over the next few months, COPP members will be holding information sessions in their respective communities to remind vehicle owners about the importance of safeguarding vehicle keys. In total, there are 59 COPP groups in the province.

“Stolen vehicles are typically driven dangerously, potentially endangering the lives of innocent motorist, pedestrians and cyclists,” said Ward Keith, vice-president Business Development & Communications and chief product officer, Manitoba Public Insurance. “For public safety, it’s important to eliminate the opportunity for these crimes and help to keep Manitoba roadways safe.”

CAA Manitoba is also urging Manitobans to protect their vehicles from auto thieves.

“Our weather will soon be turning colder, but even in extreme winter conditions, vehicles only need a couple of minutes to warm up,” said Mike Mager, president and chief executive officer, CAA Manitoba.

“There is no reason to leave your keys in the ignition. To reduce warm up time, plug your vehicle in when it’s colder than -18 C.”

Quick tips:

  • Don’t keep your keys anywhere inside your vehicle.
  • Be careful with your keys to avoid losing them, or having them stolen.
  • Don’t leave your vehicle running unattended.
  • Always keep your vehicle locked.

Manitoba Public Insurance releases second quarter financial results

Manitoba Public Insurance reported a net income of $16.5 million for the first six months of its fiscal year ending Aug. 31, 2015. This includes net income to the Basic insurance line of business of $5.0 million in the first six months of the 2015/16 fiscal year.

Total earned revenues for the first six months rose by $32.8 million from the same period last year, driven mainly by increases in motor vehicle premium revenue due to an increase in the volume of motor vehicles insured and a 3.4% overall premium increase approved by the Public Utilities Board for the current year.

The overall net income was down $21.1 million from the same time period last year.

“While the first six months have generated income for the Corporation, the claims experience in the winter months will dictate our overall results”, said Heather Reichert, vice-president, Finance and Chief Financial Officer, Manitoba Public Insurance. “Our commitment to fiscal responsibility and rate stability for all Manitobans remains our top focus.”

At the end of the second quarter, Basic insurance total equity is $181.6 million, whereas, at February 2015 a minimum total equity level of $213.0 million was required to achieve satisfactory financial condition.

The current year’s small rate increase approved by the Public Utilities Board has been instrumental in easing the deficiency in premiums that was being experienced. This, combined with a return to normal growth in claims forecasts and the Corporation’s ongoing efforts to control operating costs, has resulted in a request for no overall rate increase for the 2016/17 insurance year. If approved, this would be the 12th time in 15 years that Manitoba’s public auto insurer has held the line on rate increases.

“The cumulative rate decrease over this time has been 9.7 per cent,” said Reichert. “Manitoba Public Insurance continues to have one of the lowest rates of year-over-year premium increases of all Canadian provinces. At the same time, the Corporation continues to exceed its mandate for the Basic insurance plan of returning at least 85 cents of every dollar collected in Basic premiums to Manitobans in the form of claims benefits. For 2014/15, that return was $1.09 on every premium dollar collected.”

Manitoba Public Insurance offers new options to eliminate deductible for victims of vehicle vandalism

Manitobans who insure their vehicles with an Autopac Extension deductible package ($100 or $200) will now qualify to have their deductible reduced to $0 for vandalism claims. This change in coverage by the Government of Manitoba will take effect Sept. 25, following an amendment to the Automobile Insurance Coverage Regulation.

“Our government has heard the concerns of those who have been victims of this senseless crime,” said Gord Mackintosh, minister responsible for Manitoba Public Insurance.

“This amendment will benefit those vehicle owners who choose to carry the $100 or $200 deductible option, and who suffer damage to their vehicles as a result of criminal vandalism.”

Last year there were about 10,000 vandalism claims opened with Manitoba Public Insurance. Vehicle vandalism came to the forefront earlier this year after a rash of criminal incidents within the capital region. Manitoba Public Insurance, Manitoba Justice, community representatives and the Winnipeg Police Service are committed to reducing this crime.

“As Manitoba’s public auto insurer, we recognize the need to continually adapt our products and services to meet the evolving needs of our customers,” said Ward Keith, vice-president Business Development & Communications and Chief Product Officer Manitoba Public Insurance. “We’re pleased to be able to offer our customers the option to eliminate the deductible for vandalism losses if they choose to do so.

This policy change ─ which will automatically benefit approximately 75 per cent of all Manitoba Public Insurance customers who currently have the optional $100 and $200 deductible packages ─ will result in a minimal premium adjustment of $3 to $5 per year, which is expected to apply to policy renewals and reassessments effective March 1, 2016 or later. The average cost of a vandalism claim is about $1,300.

Students back in school ─ school zone speed limits back into effect

With thousands of students heading back to school this week, Manitoba Public Insurance and CAA Manitoba are reminding motorists about the return of reduced speed limits when travelling through school zones.

The speed limit rules – which are designed to enhance road safety in high pedestrian areas – require motorists to slow down to the posted speed when passing through a school zone.

“This is an exciting time of year for children and parents across the province and we want to ensure everyone gets to and from school safely,” said Ward Keith, vice-president, Business Development & Communications and chief product officer, Manitoba Public Insurance.

“Parents and motorists need to remember that children are sometimes unpredictable. For drivers, the focus when behind the wheel should be solely devoted to the road.”

The return of students also brings the return of the School Safety Patrol Program. First introduced in 1936, the program now has over 200 Winnipeg schools, in addition to nearly 100 rural schools. Approximately 12,000 young patrollers participate each year, committing to at least 200 hours per school term. That includes spending up to an hour on duty every school day, helping students travel to and from school in all kinds of weather.

“CAA Manitoba is proud to be the national coordinator of the School Safety Patrol program for over 65 years with the valuable support of Manitoba Public Insurance over the past few decades,” said Mike Mager, President and CEO of CAA Manitoba. “The program instills responsibility, introduced volunteerism and leadership, and is one of the most valuable tools on our streets to help kids get to school safely every day.”

To assist with school-zone safety and heighten awareness about vehicle speeds, Manitoba Public Insurance offers to loan out speed reader boards through its School Zone SpeedWatch program. School or parent groups can borrow the equipment to raise drivers’ awareness of their speed as they pass through school zones.

Those interested can call Manitoba Public Insurance’s SpeedWatch coordinator at 204-985–8737 or 1–888–767–7640 (toll free).

To avoid a collision, drivers, parents and pedestrians are encouraged to observe the following safety tips:

Look well ahead to spot school buses and school zone signs; reduce speed in school zones, and wait for children to cross completely before proceeding.

Stop at least five metres behind a school bus when the upper red lights are flashing, and do not proceed until the “stop sign” is closed and the red lights stop flashing. Motorists travelling in both directions must stop for the school bus, except if the road is divided by a median.

Scan under parked cars for the feet of children approaching traffic, and make lane changes early to allow room for children on bicycles, skateboards or roller blades.

If you are driving your children to school, drop them off in a safe area, away from traffic; use a designated drop-off zone if the school has one.

Cross only at intersections whenever possible, preferably at those controlled by patrols, signs or traffic control signs.

When crossing the street, regardless of the availability of signals, cross as quickly as possible. Minimize time in the roadway.

Motorists encouraged to practice road safety this Labour Day long weekend

The upcoming Labour Day long weekend has the dubious distinction of being the holiday weekend with the highest rate of people killed, according to Manitoba Public Insurance claims data.

“On average, three people are killed over the Labour Day weekend,” said Ward Keith, vice-president, Business Development & Communications and chief product officer, Manitoba Public Insurance. “By raising awareness, we hope to see more drivers exercise caution and eliminate high-risk driving behaviours.”

On average, 29 people are killed yearly on Manitoba roadways due to distracted driving, while another 25 people are killed in alcohol-related crashes. According to Manitoba Public Insurance claims data, the Friday of any Manitoba holiday long weekend experiences the highest number of fatalities and injuries.

“The statistics confirm that road safety needs to be a priority as we head into this Labour Day long weekend. Safety must be a priority,” said Keith.

Top Five Road Safety Tips:

  • 1.Don’t text and drive. It’s against the law and now results in five demerits on the Driver Safety Rating scale. About one in three fatal crashes in Manitoba is related to distracted driving.
  • 2.Alcohol and driving is a deadly mix. More than one in four fatal accidents in this province is alcohol-related.
  • 3.Buckle up. People not using their seatbelts are 26 times more likely to be killed and two times more likely to be seriously injured in a collision than people using their seatbelts.
  • 4.Don’t speed. Speeding at-fault drivers are responsible for an average of 20 fatal and 390 injury crashes each year.
  • 5.Slow down in construction zones. Watch for signs as the speed limit will be lower in a construction zone. Follow directions. The flag person helps control the flow of traffic. Follow their directions, including slowing down or stopping.
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