Manitoba Public Insurance offers new options to eliminate deductible for victims of vehicle vandalism

Manitobans who insure their vehicles with an Autopac Extension deductible package ($100 or $200) will now qualify to have their deductible reduced to $0 for vandalism claims. This change in coverage by the Government of Manitoba will take effect Sept. 25, following an amendment to the Automobile Insurance Coverage Regulation.

“Our government has heard the concerns of those who have been victims of this senseless crime,” said Gord Mackintosh, minister responsible for Manitoba Public Insurance.

“This amendment will benefit those vehicle owners who choose to carry the $100 or $200 deductible option, and who suffer damage to their vehicles as a result of criminal vandalism.”

Last year there were about 10,000 vandalism claims opened with Manitoba Public Insurance. Vehicle vandalism came to the forefront earlier this year after a rash of criminal incidents within the capital region. Manitoba Public Insurance, Manitoba Justice, community representatives and the Winnipeg Police Service are committed to reducing this crime.

“As Manitoba’s public auto insurer, we recognize the need to continually adapt our products and services to meet the evolving needs of our customers,” said Ward Keith, vice-president Business Development & Communications and Chief Product Officer Manitoba Public Insurance. “We’re pleased to be able to offer our customers the option to eliminate the deductible for vandalism losses if they choose to do so.

This policy change ─ which will automatically benefit approximately 75 per cent of all Manitoba Public Insurance customers who currently have the optional $100 and $200 deductible packages ─ will result in a minimal premium adjustment of $3 to $5 per year, which is expected to apply to policy renewals and reassessments effective March 1, 2016 or later. The average cost of a vandalism claim is about $1,300.

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