The Winter Tire Program (WTP) provides low-interest financing to eligible Manitobans at prime plus two per cent*, on up to $2,000 per vehicle. This financing can be used for the purchase of qualifying winter tires and associated costs from participating retailers. You have the choice to select a financing term between one and four years and a monthly payment withdrawal day.
To be eligible for the Winter Tire Program, you must:
Looking for a quick way to see if you qualify? Check here.
Customers financing approved winter tires may also receive financing on associated costs. This includes:
Eligible products and services can be provided by multiple retailers.
The following are not approved for financing:
Approved tires will display this symbol, as endorsed by Transport Canada and must appear on the list of eligible tires.
After determining if you qualify, visit a participating retailer and select your tires. Your retailer will confirm if you qualify, ask you to fill out a few forms and will complete the loan authorization.
Be sure to bring:
You can pay for your tires by making monthly, preauthorized payments to Manitoba Public Insurance through your bank account. Your first payment will be withdrawn one month from the date the loan is processed. The following preauthorized payments are withdrawn each month on the withdrawal day you selected.
The loan process can be completed at your chosen retailer. However, if your payments are being made by someone other than yourself, the account holder must first visit an Autopac agent to sign the Preauthorized Payment Agreement.
If your purchase exceeds the $2,000 maximum, you will be required to pay the excess amount.
You will not qualify for financing authorized through a retailer. However, if you purchase your tires and bring your receipts for authorization and reimbursement through an Autopac agent, setting up a financing plan through the program may be possible. Please contact your Autopac agent for details.
You may still be eligible for financing, as there are no restrictions on where the tires can be purchased. Confirm if you qualify for financing and reimbursement and then bring a copy of your receipt(s) to an Autopac agent. A list of approved tires is available here.
If tires were purchased in the United States, and the invoice is in US dollars, the invoice amount will be converted to Canadian dollars using the current exchange rate.
Tires must have been purchased on or after March 6, 2014.
Please call or visit an Autopac agent or Service Centre.
If you’re a tire retailer interested in participating in the Winter Tire Program, email firstname.lastname@example.org.
If you’re a participating tire retailer already registered in the Winter Tire Program, click here.
*Interest rates are determined by the Bank of Canada and are subject to change without notice.