Salvage Terms and Conditions

Last updated: June 3, 2026

Salvage Terms and Conditions

The following terms and conditions apply to the purchase of salvage vehicles or other property (each, a
“Salvage Item”) from The Manitoba Public Insurance Corporation (“MPI”) via the Auction Center
Application (“Auction Center”) at Impact Auto Auctions Ltd., whether branded as “IAA”, “Impact Auto
Auctions”, or otherwise (“IAA”). To the extent there is a conflict or inconsistency with the IAA Auction
Policies and Arbitration Rules (“IAA Policies”), MPI’s terms and conditions shall take precedence over
the IAA Policies and any IAA rules, terms or conditions regarding the purchase of Salvage Items.


BY BIDDING ON SALVAGE ITEMS SOLD VIA AUCTIONS ON AUCTION CENTER, (each referred to as a
“Salvage Auction”), YOU (the “Buyer”) ACKNOWLEDGE AND ACCEPT THE TERMS AND CONDITIONS
SET OUT BELOW.


Please read the terms and conditions carefully prior to bidding on a Salvage Item. The latest version of
these terms and conditions are available on MPI’s website, and it is your responsibility to ensure that you
read, understand and agree to the latest version prior to bidding. MPI reserves the right to change any of
these terms and conditions at any time, without prior notice. Please check the latest information posted
herein to inform yourself of any changes.


IAA Policies

Without limiting the generality of the foregoing, the following IAA Policies do not apply to MPI Salvage
Items:

  • Seller’s Obligations
  • Arbitration Rules
  • MPI does not provide assistance in arranging transportation
  • MPI does not guarantee that Salvage Items are free from liens, security interests, or other charges

Limitation of Liability

Buyer agrees that in no event will MPI be liable to Buyer for indirect, consequential, punitive, exemplary or
special damages, loss of goodwill, work stoppage, data loss, computer failure or malfunction or lost
profits (collectively “Damages”). Without limiting the foregoing, Buyer further agrees that MPI will not be
liable to Buyer for losses or Damages due in whole or in part as a direct or indirect result of any theft,
conversion, loss, damage, claim, expense (including legal fees), suit or demand (collectively “Loss”)
arising out of, based upon or resulting from the possession, transportation, use, storage or operation of
any Salvage Item, including but not limited to Loss or Damages due to or caused by or during
transportation, delay, dispute decision, cancelled sale, clerical errors, fire, storm, flood, war, civil
disturbance, riot, epidemic, pandemic, public health emergency, quarantine, governmental order, act of
God, lightning, earthquake, or other similar casualty.

Indemnity

Buyer agrees to indemnify, defend and hold harmless MPI from and against any and all liabilities,
damages, losses, expenses, demands, claims, suits or judgments, including reasonable legal fees and
expenses, in any way related to or arising out of the breach of these Terms and Conditions by a Buyer or
by any employee, representative, driver, agent, subcontractor or contractor of a Buyer.

Registration of Buyers

Only Buyers with valid and current registration as a “Buyer” on Auction Center are permitted to purchase
Salvage Items from MPI.

Salvage Item Condition and History Disclaimer

ALL SALVAGE ITEMS ARE SOLD “AS-IS” AND WITHOUT WARRANTY OR GUARANTEE OF ANY KIND,
EITHER WRITTEN, EXPRESSED OR IMPLIED, AS TO MERCHANTABILITY OR FITNESS FOR A
PARTICULAR PURPOSE OR OTHERWISE.

While MPI endeavors to ensure the accuracy of the information related to Salvage Items being sold, MPI
does not warrant that item specifications are complete, accurate, or error-free. The information provided
is not intended to, and does not constitute, a representation or guarantee of any kind.

It is the responsibility of the Buyer to determine, prior to bidding, whether to make arrangements to view
Salvage Items in accordance with the viewing options detailed under the “Viewing” heading, below.
Regardless of any available viewing options, the Buyer accepts Salvage Items with any faults or defects.
MPI will not contact previous owners and/or shops for missing keys, parts or vehicle history.
Without limiting the generality of the above, MPI does not guarantee:

  • The accuracy of vehicle year, make or model;
  • The accuracy of the odometer or mileage reading.
  • The structural or mechanical condition of Salvage Items;
  • The Salvage Item to be exactly as shown in photographs;
  • That keys are available for all vehicles;
  • That Salvage Items are free from liens, security interests, or other charges.

Buyer understands and acknowledges that:

Salvage status can be:

  • Salvageable: Vehicles with a salvageable status have collision damage, structural damage or both.
    • Salvageable with Exception: Vehicles with cosmetic damage only (i.e., damage that does not render the vehicle unsafe, structurally or mechanically).

Vehicles with a Salvageable with Exception designation may be further designated as:

  • Writeoff (Other);
  • Writeoff (Stolen);
  • Writeoff (Hail),
  • Normal; or
  • Rebuilt.
  • Irreparable: Vehicles with an irreparable status cannot be returned to the roads and are sold for parts only.
  • Where a vehicle is listed as “Irreparable”, “Salvageable” or “Writeoff”, such vehicle is mechanically and otherwise unfit to be driven on the highways of Manitoba in accordance with The Drivers and Vehicles Act;
  • Vehicles designated as “Salvageable” and “Writeoff” will require the appropriate certification, which may include a Certificate of Inspection or Body Integrity Certificate, prior to registration in Manitoba; and
  • Vehicles designated as “Irreparable” cannot be registered or insured in Manitoba.

BUYERS PURCHASING FROM OUTSIDE OF MANITOBA MUST VERIFY REQUIREMENTS AND
CERTIFICATIONS FOR THE INTENDED USE OF THE SALVAGE ITEM WITH THE APPROPRIATE
REGISTRATION AUTHORITY.

Viewing

Salvage Items located at 1981 Plessis Road or 400 Gunn Road in Winnipeg Manitoba (collectively, “MPI’s
Salvage Yard”) may only be viewed online. Salvage Items located outside of Winnipeg may be viewed
online or in person at the applicable storage facility, if the storage facility offers in-person viewing. Buyers
should contact the applicable storage facility directly to inquire and make in person viewing
arrangements.

Payment

There are multiple ways for Buyers to pay for Salvage Items, including:

A. Online Payment

CREDIT CARDS

Online credit card payments with a $25,000 limit per transaction are available to registered Canadian
buyers with a minimum of 6 months purchase history in good standing. Visa and Mastercard are
accepted, and there is a 2.4% surcharge added to credit card transactions. Partial payments are not
accepted through online Credit Card. In person credit card payments are not accepted.


This option is not available for Québec registered buyers.

B. REMOTE PAYMENT

There are two ways for Buyers to pay remotely for Salvage Items:

There are two ways for Buyers to pay remotely for Salvage Items:

  1. ELECTRONIC FUND TRANSFER (EFT)
    Payment can be completed remotely via electronic fund transfer (“EFT”). Please note that this is not the
    same as e-transfer.
    To send an EFT for payment for purchased MPI Salvage Items, Buyers must use the following information:
    Company Name: The Manitoba Public Insurance Corporation
    Institution: Bank of Montreal
    Transit: 00037
    Bank Number: 001
    Account: 1943626
    Branch Address: 335 Main Street, Winnipeg, MB, R3C 1C2
    Once completed, Buyers must send an email to [email protected] with any remittance
    advice including buyer number, sale date and applicable stock number(s).
    For further information regarding international wire payments, Buyers are directed to contact Salvage
    Operations at 204-985-7844 during business hours (Monday to Friday, 8:30 a.m. to 4:30 p.m.).
  2. E-TRANSFER
    Payments can be completed remotely via e-transfer.
    Buyers must send the e-transfer to [email protected].
    Buyers acknowledge that e-transfers may be subject to low payment amount limits and/or daily transaction limits which may affect the Buyer’s ability to make full payment for the purchase of a Salvage Item via a single e-transfer.
    Full payment must be received as per deadlines outlined under the heading “Payment Deadlines”, below.
    No exceptions will be made due to any e-transfer processing limits or technical restrictions.

C. IN PERSON PAYMENT

Payment can be completed in person at MPI’s salvage office located at 1981 Plessis Road, Building B
(“Salvage Office”) with debit, certified cheque, bank draft, or money order. MPI does not accept cash
payment.

CERTIFIED CHEQUES

In addition to the in-person payment option above, payment with certified cheques can be completed by
couriering to the following address:
Manitoba Public Insurance
Salvage Operations – Bldg. B
1981 Plessis Rd.
Winnipeg, Manitoba R2C 5C7

PAYMENT DEADLINES

Payment for Salvage Items by Buyers designated as a “Public Buyer” by IAA must be received no later
than 11:59 p.m. Central Standard Time on the date the Salvage Item is sold to the Buyer at a Salvage
Auction (“Sale Date”). Payment for Salvage Items by Buyers not designated as a “Public Buyer” must be
received no later than 12:00 p.m. (noon) Central Standard Time on the second (2nd) calendar day
following the Sale Date.

In person payments at MPI’s Salvage Office will only be accepted during regular business hours which are
8:30 a.m. to 4:30 p.m. Central Standard Time from Monday to Friday.

If full payment is not received before the deadlines outlined above, a late fee of FIVE HUNDRED
Canadian Dollars ($500.00) plus GST will be applied to the Buyer’s IAA account.

Buyers must pay for all Salvage Items purchased at a particular auction no later than 11:59 p.m. Central
Standard Time on the sixth (6th) calendar day following the sale date, or the sale of all Salvage Items
purchased will be cancelled by MPI. For example, if there are five (5) Salvage Items won by a Buyer
account at an auction and payment is only received for four (4) Salvage Items by the payment deadline,
MPI will cancel the sale of all five (5) items.

If full payment is not received before the deadlines outlined above, in addition to cancelling the sale of all
Salvage Items won at the auction:

(a) MPI may apply a cancellation fee of ONE THOUSAND Canadian Dollars ($1000.00) plus
GST to the Buyer’s IAA account.
(b) Buyers may be subject to suspension of their ability to bid on MPI Salvage Items for a
minimum of one (1) week. This suspension will be effective even if MPI does not cancel the
sale.

Buyers may contact Salvage Operations at 204-985-7844 during business hours (Monday to Friday, 8:30
a.m. to 4:30 p.m.) to request MPI’s prior written approval for delayed payment. MPI reserves the right, in
its sole and unfettered discretion, to approve or deny any request for delayed payment.

All costs, risks, and penalties related to delayed payment are the sole responsibility of the Buyer.

Failure of a Buyer to pay promptly may result in the permanent loss of the Buyer’s Salvage Auction
privileges.

Transaction Refusal & Sale Cancellation

TRANSACTION REFUSAL

MPI reserves the right, in its sole discretion, to refuse to complete the transaction for the purchase of any
Salvage Item by any individual or entity for any reason.

SALE CANCELLATION

MPI may in its sole discretion, postpone or cancel a sale or withdraw any Salvage Item from any sale prior
to receipt of full payment. MPI will have no liability or obligation to Buyers as a result of any Salvage Item
withdrawal or sale cancellation or postponement. Further, MPI reserves the right in its sole discretion to
cancel, reverse or reject a sale transaction in the event of fraudulent or other misrepresentation in the
Salvage Item description or bidding information. In the event a sale is cancelled after a Buyer has
remitted payment, MPI will credit the full amount to the Buyer.

Bids Entered

SUBJECT TO MPI’S CANCELLATION AND TRANSACTION REFUSAL RIGHTS DESCRIBED HEREIN, ALL
SALES ARE FINAL. ONCE A BID HAS BEEN SUBMITTED, THERE WILL BE NO REFUNDS, EXCHANGES,
RETRACTION OF BIDS OR RETURNS. MPI ENCOURAGES ALL BUYERS TO CAREFULLY REVIEW THEIR
BIDS PRIOR TO SUBMISSION.
Salvage Items may be subject to a reserve or opening bid, which is the confidential minimum price
acceptable to MPI.

Buyer Dispute

For disputes related to a particular purchase of an MPI Salvage Item, Buyers should contact MPI Salvage Operations via email [email protected] or by phone 204-985-7844.

Buyers shall make reasonable effort to notify MPI of any disputes no later than seven days from the Sale Date. Wherever possible, Salvage Items should remain at the applicable storage facility for the duration of any dispute.

For technical issues with the site or a particular auction, Buyers should contact IAA.

Release of Salvage Items and Ownership Documents

MPI will not release possession of any Salvage Item(s) to a Buyer until the total purchase price for all Salvage Item(s) listed on the invoice has been fully paid and all applicable storage fees are paid in full. In the event that the Buyer fails to pay the total purchase price within the prescribed time, or fails to comply with any of the terms of sale, MPI reserves the right to award the Salvage Item(s) listed on the invoice to another bidder or to re-auction the Salvage Item(s). MPI also reserves the right not to release any Salvage Item(s) or ownership document for any reason prior to receipt of full payment. Bills of sale will be
provided to the Buyer upon full payment being received.

Salvage Item Removal

Salvage Items must be removed within the applicable specified timeframes outlined below. If any
Salvage Item is not removed within the specified timeframe, the Buyer is responsible for any additional
charges incurred per Salvage Item. Salvage Items remaining at MPI’s Salvage Yard or the applicable rural
storage facility after the Sale Date will be at the sole risk of the Buyer. The Buyer assumes all risk of loss or
further damage to the Salvage Item once the Salvage Item has been paid for in full.


The Buyer must remove all of its awarded Salvage Items from the applicable salvage yard as follows:

RURAL SALVAGE ITEMS
For removal hours, please contact the applicable storage facility for its hours of operation.
If using a contract tower, Buyers must provide the contract tower with a copy of the Gate Pass or bill of
sale in order to remove Salvage Items from the applicable storage facility. All Salvage Items requiring
towing (i.e. salvage vehicles) must be towed from the applicable storage facility in accordance with The
Highway Traffic Act (Manitoba) and The Drivers Vehicles Act (Manitoba).

WINNIPEG SALVAGE ITEMS
Purchased Salvage Items located at MPI’s Salvage Yard will remain within MPI’s Salvage Yard until
removed by the Buyer or towing company. Once a Salvage Item has been paid for, the Buyer may access
MPI’s Salvage Yard to remove their purchase. MPI’s Salvage Yard is open twenty-four (24) hours per day,
seven (7) days per week for the removal of purchased Salvage Items.

The following applies to removal of Salvage Items from MPI’s Salvage Yard:

MPI’s Salvage Office business hours: 8:30 a.m. – 4:30 p.m. (Monday to Friday);

  • Buyers must attend the main security entrance to gain access into MPI’s Salvage Yard;
  • Buyers must adhere to the signage posted within MPI’s Salvage Yard;
  • All Salvage Items requiring towing (i.e. salvage vehicles) must be towed from MPI’s Salvage Yard in
    accordance with The Highway Traffic Act (Manitoba) and The Drivers Vehicles Act (Manitoba);
  • Buyers are to ensure that MPI’s Salvage Yard security has seen the “gate pass” document
    generated in the Buyer’s profile after full payment is received (“Gate Pass”) or bill of sale before a
    Salvage Item leaves MPI’s Salvage Yard. If using a contract tower, Buyers must provide the
    contract tower with a copy of the Gate Pass or bill of sale in order to remove Salvage Items.


REMOVAL TIMEFRAME & PENALTIES FOR DELAYED REMOVAL
Buyers must remove any purchased Salvage Item(s) that have been paid for in full from the applicable
storage facility or MPI’s Salvage Yard no later than 11:59 p.m. Central Standard Time seven (7)
calendar days after the Sale Date of the purchased Salvage Item(s) (the “Removal Timeframe”).
Any purchased Salvage Item that remains at MPI’s Salvage Yard after the Removal Timeframe will be
moved to a Trusted Tow Partner for storage. It is the Buyer’s responsibility to contact Trusted Tow
Partners to locate the removed Salvage Item(s). All costs, risks, and penalties related to storing
Salvage Items upon removal from any MPI premises are the sole responsibility of the Buyer.
Any purchased Salvage Item that remains at a storage facility outside Winnipeg after the Removal
Timeframe is at risk of being sold under The Garage Keepers Act.
All costs, risks, and penalties related to delayed removal are the sole responsibility of the Buyer.
Buyers who repeatedly fail to remove purchased Salvage Items within the applicable Removal
Timeframes may be subject to suspension of their ability to bid on MPI Salvage Items for a minimum
of one (1) week.
In extenuating circumstances, Buyers may contact Salvage Operations at 204-985-7844 during
business hours (Monday to Friday, 8:30 a.m. to 4:30 p.m.) to request MPI’s prior written approval for
delayed removal. MPI reserves the right, in its sole and unfettered discretion, to approve or deny any
request for delayed removal.

SALVAGE ITEMS MUST NOT REMAIN ON MPI PREMISES
Salvage items cannot be stored on any MPI premises, including MPI’s Physical Damage Compound
parking lot, after removing them from MPI’s Salvage Yard. Vehicles will be removed from MPI premises
to a Trusted Tow Partner for storage. All costs, risks, and penalties related to storing Salvage Items
upon removal from any MPI premises are the sole responsibility of the Buyer. It is the Buyer’s
responsibility to contact Trusted Tow Partners to locate the removed Salvage Item(s).

Rules While on MPI Property

The following rules must be followed while on MPI property:

  • No smoking inside any buildings on MPI property.
  • Buyers are expected to behave professionally and in a courteous manner when interacting with
    other Buyers, MPI employees and customers at all times.
  • Drive slowly – watch for vehicle and pedestrians.
  • Use headlights and emergency flashers at all times to increase your vehicle’s visibility.
  • Persons under the age of 18 must be supervised by a responsible adult at all times.
  • Pedestrians – be aware of vehicle traffic at all times.
  • Use extra caution when slippery conditions are present and be aware of uneven road surfaces.
  • No climbing onto, under or on top of salvage vehicles.
  • No boosting or starting of salvage vehicles.
  • Comply with all posted speed limits and other signage.
  • Follow the instructions of security staff.
  • Alcohol, drugs or intoxication on the premises is prohibited.
  • Tow truck operators must wear Class 2 high visibility apparel and activate lights on tow trucks at
    all times.
  • Operating or driving salvage vehicles in MPI’s Salvage Yard is strictly prohibited.
  • Any illegal activity including theft, attempted theft, vandalism or tampering with vehicles,
    violence, threats or intimidation toward others will not be tolerated.
  • Illicit buying or selling of salvage, or misrepresentation or fraud regarding any claim to MPI is
    strictly prohibited and will result in MPI refusing to complete the transaction for the purchase of a
    Salvage Item by the applicable individual or entity as determined in MPI’s sole discretion.

Registration Disclaimer

In the event a Salvage Item has an active lien, Buyers are to contact MPI’s Salvage Operations at [email protected]. MPI will endeavor to discharge any registered lien on purchased Salvage Items.

Suspension or Termination of Salvage Privileges

If any of the following occurs, MPI may, in its sole discretion, immediately terminate or suspend the
Buyer’s account upon providing notice to the Buyer:

  • Poor purchase history: in past, the Buyer has failed to pay in full for awarded Salvage Items;
  • Buyer reneges on purchase(s) of Salvage Items;
  • Breach of these terms and conditions: the Buyer is in breach of any of these terms and conditions;
    or
  • Inappropriate or disrespectful behaviour: MPI is committed in providing a workplace that is free of
    disruptive conflict, such as unlawful discrimination, harassment, disrespectful behaviour or
    violence

The Buyer is responsible and liable for all actions and omissions of its own representatives (such
representatives including but not being limited to: employees, contractors such as towers, agents, and
other delegates). All representatives of a Buyer must comply with the applicable terms and conditions.

Where such representatives breach the terms and conditions, MPI reserves the right, in its sole
discretion, to suspend or terminate the Buyer’s account and prohibit the Buyer from participating in
future auctions.

RENEGE FEES

If a Buyer reneges on a Salvage Item they have purchased:

(a) the Buyer will incur a renege fee of FIVE HUNDRED Canadian Dollars ($500.00) per reneged Salvage Item plus GST; and
(b) an automatic suspension of the Buyer’s ability to bid on MPI Salvage Items for a minimum of one (1) week shall apply.

Buyers who repeatedly renege on Salvage Items may be subject to suspension of their ability to bid on MPI Salvage Items.
All costs, risks, and penalties related to delayed a Buyer’s reneging on a purchase(s) of a Salvage Item(s) are the sole responsibility of the Buyer.

Buyer Information

MPI will receive certain information about Buyers from IAA. The Freedom of Information and Protection of
Privacy Act (“FIPPA”) and The Personal Health Information Act (“PHIA”) each impose obligations on MPI
to collect, use, or disclose “personal information” and “personal health information”, as those terms are
defined in FIPPA and PHIA (collectively called “Personal Information”) , in the strictest of confidence,
and in accordance with those Acts.


MPI takes the protection of Personal Information very seriously and maintains physical, electronic and
procedural safeguards to protect Personal Information from unauthorized access.

What information will MPI receive?

Buyer contact information

  • Buyer contact information
    • name and/or company name
    • address – residential and/or mailing
    • Notification e-mail and e-mail address used to register on Auction Center
    • Buyer business information
      • Owner name, address, mailing address, telephone number
      • Owner driver licence information
      • GST/HST numbers
      • License information
      • Tax information
      • Registrant Identification Number (Ontario)
    • IAA system information about Buyer
      • Bidder and Buyer number assigned to Buyer by IAA
      • Type of bidder
      • Buyer’s jurisdiction
      • Buyer’s preferred language
      • Date of Auction Center registration and registration renewals
      • Whether and when Auction Center received Buyer’s registration package
      • Payment and fee information
      • Suspended status on IAA systems

Why will MPI receive this information?

  • To facilitate auction sales of Salvage Items

How MPI will use the information?

To facilitate auction sales of Salvage Items

  • To facilitate auction sales of Salvage Items
    • For Buyers that choose to finance their purchase of an MPI Salvage Item, information
      required to facilitate that financing will be shared with the applicable financing company.
    • To facilitate the enforcement of requirements under The Drivers and Vehicles
      Act       (Manitoba).

If you have questions about the collection and handling of your personal information by Manitoba Public Insurance, please contact the Manitoba Public Insurance Access and Privacy Coordinator at 204-985-8770 ext. 7384, or by mail at 900–234 Donald Street, Box 6300, Winnipeg MB, R3C 4A4.

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