Motorcycle extension insurance

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Basic Autopac all perils coverage for motorcycles and mopeds is limited to collision and upset protection up to the declared value, to a maximum of $70,000 including taxes.

Motorcycle Extension provides you with a number of coverage options including protection against fire, theft, and vandalism. Some restrictions may apply. Special situations may require application through Special Risk Extension (SRE). Ask an Autopac agent for details.

Motorcycle Extension provides these benefits:

  • Increased third-party liability: Basic third-party liability coverage insures you up to $500,000. Autopac options are available to increase your third party-liability protection up to $10 million. For more information see Increased Third Party Liability Limits.
  • Collision coverage: For collision coverage, you can keep your Basic $750 deductible or choose a $500, $300 or $200 deductible option. The $300 and $200 options reduce to nil for collision with an animal.
  • Comprehensive coverage: Comprehensive coverage options provide protection from accidental losses including fire, theft or windstorm. You can choose a $200 or $500 deductible. With this coverage you do not have to pay the deductible if your motorcycle is stolen. If you have the $200 deductible, your deductible reduces to nil if your motorcycle is vandalized.

You can buy comprehensive and collision coverage together or separately.

Other coverages

If your motorcycle is essential to your business or daily life, you should consider buying additional Loss of Use coverage to make sure you’re never left without a vehicle.

If your motorcycle is worth more than $70,000 consider getting Excess Value Coverage.

New and Leased Vehicle Protection are available for new and late-model motorcycles.