Garage policies provide varying levels of coverage for physical damage to owned vehicles, legal liability physical damage for customers’ vehicles, and third-party liability.
These coverages are available to the following types of businesses:
- Automobile Dealer and Repair Garage: A business primarily engaged in selling and repairing automobiles and motorcycles.
- Farm Implement or Off-Road Dealer: A business primarily engaged in selling or repairing farm implements or off-road vehicles.
- Automobile Repair Garage: A business primarily engaged in repairing automobiles and motorcycles.
- Automobile Service Station: A public gasoline or oil supply station and/or a public service station providing the services of:
— washing, filling and lubrication, battery, ignition, spring and tire repairs but no engine or body repairs
— the selling or servicing of incidental automobile parts and accessories, including the calling for and delivery of customers’ automobiles
— an automatic car wash - Automobile Storage Garage: A business primarily engaged in the business of storing, parking, washing and cleaning automobiles.
- Automobile Open Air Parking Lot: A business primarily engaged in storing, parking, washing, calling for and delivery of customers’ automobiles.
See more information about commercial insurance options, or contact your insurance agent for more information.