If you rely on your vehicle daily, additional Loss of Use coverage can make your life easier. It covers the cost of replacement transportation if your vehicle can’t be driven, or is unsafe to drive, because it was stolen or damaged accidentally, regardless of fault. It is available for each claim you have where your vehicle is not driveable or needs repairs.
There are two Loss of Use options available:
Your coverage starts when you do not have access to a driveable vehicle:
Coverage applies to rentals from a company whose business is renting vehicles. It does not apply to rentals from friends, family or other private persons. Some rental companies have age, credit card or driver-licensing requirements for renting their vehicles. You must still meet these requirements when renting a vehicle with a Loss of Use policy. Your Manitoba rental vehicle will have the same Basic insurance as any other Manitoba rental vehicle. You can buy Rental Vehicle Insurance or buy the extra insurance offered by the rental company. Your credit card may also offer insurance.
Coverage can also be used to pay for vehicle-for hire or bus fares.
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