Consider Camper/Hitchhiker coverage if:
- Your camper unit is especially designed for living purposes and is mounted or attached to a light commercial type automobile or
- Your hitchhiker is designed to be mounted on the trunk of a private passenger automobile
However, if you use your camper or hitchhiker as a seasonal cottage or guest house, coverage should be added under your homeowner policy.
Coverage provided by this policy includes:
- All Perils protection for physical damage to the camper/hitchhiker
- Third Party Liability coverage when the unit is detached from the vehicle. When the camper/hitchhiker is attached to a motor vehicle that has Third Party Liability coverage, that coverage automatically extends to the unit.
Please see your insurance broker for more details.