Camper/Hitchhiker Policy

Consider Camper/Hitchhiker coverage if:

  • Your camper unit is especially designed for living purposes and is mounted or attached to a light commercial type automobile or
  • Your hitchhiker is designed to be mounted on the trunk of a private passenger automobile

However, if you use your camper or hitchhiker as a seasonal cottage or guest house, coverage should be added under your homeowner policy.

Coverage provided by this policy includes:

  • All Perils protection for physical damage to the camper/hitchhiker
  • Third Party Liability coverage when the unit is detached from the vehicle. When the camper/hitchhiker is attached to a motor vehicle that has Third Party Liability coverage, that coverage automatically extends to the unit.

Please see your insurance broker for more details.