Insurance

Major Offences

  • careless driving
  • speeding (more than 49 km over the posted limit)
  • racing a motor vehicle
  • driving while disqualified
  • failing to report an accident
  • failing to stop at the scene of an accident
  • failing to leave particulars where damage was caused to an unattended vehicle
  • disobeying a police officer
  • criminal negligence
  • causing death by criminal negligence
  • causing bodily harm by criminal negligence
  • manslaughter
  • dangerous operation of a motor vehicle
  • dangerous operation of a motor vehicle causing bodily harm
  • dangerous operation of a motor vehicle causing death
  • operation of a motor vehicle while impaired by alcohol or a drug (including U.S. offences)
  • operation of a motor vehicle while impaired by alcohol or a drug and a person under the age of 16 years was a passenger (including U.S. offences)
  • having more than .08% alcohol in your blood (including U.S. offences)
  • having more than .08% alcohol in your blood and a person under the age of 16 years was a passenger (including U.S. offences)
  • refusing to provide a breath or blood sample (including U.S. offences)
  • refusing to provide a breath or blood sample and a person under the age of 16 years was a passenger (including U.S. offences)
  • impaired operation of a motor vehicle causing bodily harm (including U.S. offences)
  • impaired operation of a motor vehicle causing death (including U.S. offences)
  • theft
  • taking a vehicle without the owner's consent
  • possession of goods obtained by crime
  • mischief
  • selling an automobile master key
  • arson
  • automobile vandalism
  • speeding in a construction zone (more than 49 km over the posted limit)

Use our Driver Safety Rating Calculator to see exactly how major offences affect your premium.