Insurance

Your Driving Record

Drivers who maintain a safe driving record for a number of years get a discount on their Autopac premiums.

Premium discounts depend on your Driver Safety Rating.

Who can qualify for a premium discount

People registering passenger vehicles and light trucks can qualify.

You can also qualify as the sole owner of a corporation, if you register the vehicle in your name rather than the corporation’s name. To do this, you’ll need a written agreement giving you “right of possession” of the car or light truck.

What insurance uses qualify:

  • Pleasure passenger vehicle
  • Pleasure truck
  • Farm all purpose passenger vehicle
  • Artisan truck up to and including 16,330 kg
  • Farming all purpose truck up to and including 4,540 kg or a body style of chassis mounted camper, crew cab, crew cab service truck, extended cab, extended cab service truck, light delivery, light pickup, panel van, service truck, sport utility vehicle
  • Fishing all purpose truck up to and including 4,540 kg or a body style of chassis mounted camper, crew cab, crew cab service truck, extended cab, extended cab service truck, light delivery, light pickup, panel van, service truck, sport utility vehicle
  • Common carrier passenger vehicle within 161 km in Manitoba
  • Common carrier truck within a city or municipality
  • All purpose passenger vehicle
  • Farm passenger vehicle
  • Common carrier passenger vehicle within 161 km in Manitoba
  • All purpose truck
  • All purpose motorcycle
  • All moped uses, except u-drive mopeds
  • All purpose mobility vehicle
  • All motorhome uses except u-drive motorhomes
  • Pleasure motorcycle