Insurance

Truck Body Styles

A "Truck" is a motor vehicle or semi-trailer truck that is not a delivery car and that is constructed or adapted to carry goods, but not passengers or luggage. This classification covers all trucks not defined elsewhere.

Box

A "Box" is a body style of a truck with the cargo bearing area enclosed by solid walls or sides permanently mounted on the chassis, without a permanently mounted top.

Cab and Chassis

A "Cab and Chassis" is a cab built on a truck chassis to allow for the installation of special cargo or passenger body.

Chassis Mounted Camper

A "Chassis Mounted Camper" is a body style of a truck which has living accomodations permanently attached to the truck chassis. The cab and living facilities are separate units with no access to the living facilities from the cab.

Crew Cab

A "Crew Cab" is a body style describing a truck with the passenger/driver area lengthened to allow rear seating, with a second pair of forward hinged rear doors. The cargo carrying area has low sides constructed as part of the chassis.

Crew Cab Service Truck

A "Crew Cab Service Truck" is the body style for a truck which has any combination of low storage boxes or lockers or shelves on either side of the cargo carrying area, built on a Crew Cab chassis. These trucks are used for on-site work, and the body configuration can vary depending on design requirements.

Cube Van

A "Cube Van" is a body style describing a truck designed with two separate components. One is the driver/passenger area. The other is the cargo area, which is permanently affixed to the chassis and has adjoining side walls and a permanently affixed roof. The cargo area may or may not be open to the driver/passenger area.

Dump

A "Dump" is a body style for a truck with a load-carrying container which has a mechanical device attached to the chassis to raise the container and dump the load.

Extended Cab

An "Extended Cab" is a body style describing a truck with the passenger/driver area extended to include an area behind the front seats, which may or may not allow rear seating. In addition to the front doors, the extended cab may have one, two or no rear doors, which, if present, are reverse hinged. The cargo carrying area has low sides constructed as part of the chassis.

Extended Cab Service Truck

An "Extended Cab Service Truck" is the body style for a truck which has any combination of low storage boxes or lockers or shelves on either side of the cargo carrying area, built on an Extended Cab chassis. These trucks are used for on-site work, and the body configuration can vary depending on design requirements.

Hauling Semi-Trailers, Hauling Pup Trailers

Semi-Trailer Plates required. SRE insurance purchasable.

Hauling Trailers

Licensed on weight and insured in Autopac.

Light Delivery

A "Light Delivery" is a body style describing a truck designed and used to transport cargo in a box-like cargo section. The cargo area may or may not have direct access to the driver's compartment.

The driver/passenger and cargo areas are not separate components; therefore, this vehicle cannot be classified as a CUBE VAN.

Mixer

A "Mixer" is a body style for a truck which has a mixing apparatus attached to its chassis.

Packer

A "Packer" is a body style for a truck used to compress and transport garbage and/or refuse.

Panel Van

A "Panel Van" is a body style describing a truck designed so that the roof extends fully to the rear of the vehicle, enclosing the driver compartment and cargo/passenger area. There may or may not be direct access between both compartments.

The driver/passenger and cargo areas are not separate compartments; therefore, this vehicle cannot be classified as a CUBE VAN.

Permanently Mounted Apparatus

A "Permanently Mounted apparatus" (PMA) is any device or apparatus affixed to the chassis of a truck, not designed to carry a load and which is specifically categorized (e.g. well drilling rig, crane).

Pickup

A "Pickup" is a body style for a truck consisting of a cab which is not lengthened to include an area behind the front seats, where the two doors are forward hinged, and the cargo carrying area has low sides affixed to the chassis. A light pickup has a maximum manufacturer's gross vehicle weight rating of 4,540 kg or less. A heavy pickup has a manufacturer's gross vehicle weight rating of over 4,540 kg.

Platform

A "Platform" is a body style for a truck with a flat, open deck platform on which the load is transported.

Service Truck

A "Service Truck" is the body style for a truck which has any combination of low storage boxes or lockers or shelves on either side of the cargo carrying area. These trucks are used to transport tools and materials to sites, to perform service work. There are two types of Service Trucks: Light (4,540 kg GVW or less) and Heavy (greater than 4,540 kg GVW). The body configuration can vary depending on design requirements.

Sport Utility Vehicle

A "Sport Utility Vehicle" is a motor vehicle designated by a manufacturer as a sport utility vehicle and equipped with permanently mounted front seats, and rear seats which may be removed.

When the rear seats are permanently removed, the vehicle can be classified as a truck for registration purposes. A sport utility vehicle may have two or four doors and may be two or four wheel drive.

Manufacturers also refer to these vehicles by the names: multi purpose, all purpose, and utility vehicles.

Some examples of these vehicles are: Chevrolet Suburban, Chevrolet Trailblazer LS, Ford Escape XLS.

When the rear seats are installed, the vehicle is classified as a passenger vehicle for registration purposes. Refer to the Passenger Vehicle – Sport Utility Vehicle body style.

Stake

A "Stake" is a body style for a truck designed with removable side walls that surround the load carrying area.

Tanker

A "Tanker" is a body style for a truck constructed with a tank which is affixed to the chassis for transporting cargo.

Tow Truck

A "Tow Truck" is a body style for a truck, which has a device or apparatus attached to the chassis that is able to raise and attach another vehicle to the tow truck to move the other vehicle.

Truck Tractor

A "Truck Tractor" has a net weight of more than 4,000 kg and is equipped with the lower half of a fifth wheel coupler designed to pull a semi-trailer by coupling to the king pin attached to the semi-trailer.