Insurance

Passenger Vehicle Body Styles

A "Passenger Vehicle" is a vehicle that is either classified by a manufacturer as a passenger car or van; or designed, constructed or adapted to transport passengers, and includes a delivery car, but does not include a motorcycle, moped, or motor vehicle designed, constructed, or adapted to carry goods.

Ambulance

An "Ambulance" is a vehicle designed and constructed to transport injured or other persons requiring medical attention. An ambulance is used as an emergency vehicle.

Bus

A "Bus" is a motor vehicle designed, constructed or modified for the principal purpose of carrying 11 or more passengers, including the driver. It is used as a school bus or for any purpose other than personal transportation by the owner or with the owner's permission. Passenger vans used to carry disabled persons are considered buses, regardless of seating capacity.

Convertible

A "Convertible" is a body style for a passenger car whose entire roof is made of a soft collapsible material (usually vinyl or weatherproof canvas) and is retractable.

Four Door

A "Four Door" is a body style for a passenger car having four doors.

Four Door Hatchback

A "Four Door Hatchback" is a passenger car that has a sloped back and is not designated by the manufacturer as a Station Wagon or Van. It has five doors, including one that opens at the rear to provide access to the passenger compartment.

Over the years, manufacturers have used a variety of names, such as "Hatchback", "Liftback", and "Five Door" to label their own models; however, "Hatchback" was the most common throughout the industry.

Some examples of these vehicles are: Chevrolet Optra, Ford Focus ZX5, Mazda3 S.

Funeral Vehicle or Hearse

A "Funeral Vehicle or Hearse" is a vehicle designed to transport deceased persons or people attending a funeral, or both.

Limousine

A "Limousine" is a body style describing a passenger vehicle that has been customized and had its body and chassis extended, resulting in four or more doors. It is designed to seat five or more people behind the driver’s seat. A limousine may have a controllable separation window/partition between the driver and the passenger compartment. It is not a Passenger Van or a Bus, and it is not used for funerals.

Motorhome

A "Motorhome" is a motor vehicle designed and constructed as an integral unit to provide living accommodations. It has one or more beds, in addition to one or more of the following; stove, refrigerator, washing and toilet facilities, all of which are permanently attached. There is direct access from the living quarters to the driver's seat.

One Door

A "One Door" is a body style for a passenger car having one door.

An example of this vehicle is: BMW Isetta 30.

Passenger Van

A passenger "Van" is a body style for a passenger vehicle with the following characteristics:

  • The roof extends fully to the rear of the vehicle, the vehicle is designed to carry passengers, and the vehicle is not classified as a station wagon.
  • The vehicle has a seat behind the driver's seat. Seats are attached to the frame or floor of the van.

When the rear seats are removed, the vehicle is classified as a truck for registration purposes. Refer to the Truck - Panel Van body style.

Quad Coupe

A "Quad Coupe" is a body style for a passenger car having two front doors that open on front mounted hinges and two downsized rear doors that open on rear mounted hinges.

Manufacturers use a variety of names, such as "Two Door", "Four Door", and "Quad Coupe" to label their own models; however, "Quad Coupe" is different from a traditional Four Door.

Some examples of these vehicles are: 2004 Mazda RX-8 GS 4DR, 2003 Saturn ION 2DR.

Retractable Hard Top

A "Retractable Hard Top" is a convertible body style with a hard top roof made of fibreglass, carbon fibre composite, plastic, or metal, which completely retracts behind the rear seat and/or into the trunk of the vehicle.

Some examples of these vehicles are: 2007 Mazda MX-5, 2007 Volvo C70, 1958 Ford Fairlane 500 Skyliner, 1959 Ford Galaxie Skyliner

Roadster

A "Roadster" is a body style for a passenger car designed without a permanently mounted roof.

Sport Utility Vehicle (SUV)

A "Sport Utility Vehicle" is a motor vehicle designated by a manufacturer as a sport utility vehicle and equipped with permanently mounted front seats, and rear seats which may be removed.

When the rear seats are installed, the vehicle is classified as a passenger vehicle for registration purposes. A sport utility vehicle may have two or four doors and may be two or four wheel drive.

Manufacturers also refer to these vehicles by the names: multi purpose, all purpose, and utility vehicles.

Some examples of these vehicles are: Chevrolet Suburban, Chevrolet Trailblazer LS, Ford Escape XLS

When the rear seats are removed, the vehicle is classified as a truck for registration purposes. Refer to the Truck - Sport Utility Vehicle body style.

Sport Utility Vehicle (SUV) Soft Top

A "Sport Utility Vehicle Soft Top" is a Sport Utility Vehicle that has a top made of a collapsible material, similar to that of a Convertible. The top is designed so that the roof can be completely removed from the vehicle, leaving it open and roofless.

Some examples of these vehicles are: Chevrolet Tracker Soft Top, GMC Tracker Soft Top, Jeep CJ/YJ/TJ Models, Pontiac Sunrunner Soft Top, Suzuki Sidekick Soft Top.

Station Wagon

A "Station Wagon" is a motor vehicle designated by the manufacturer as a station wagon and equipped with a permanently mounted front seat, and one or more rear seats that may be collapsed and stored.

Three Door

A "Three Door" is a passenger vehicle that has two front doors that open on front mounted hinges and one downsized side rear door that opens on rear mounted hinges; as a result the door opens away from the front of the vehicle. The third door can only be opened after the driver door has been opened, consequently no door handle can be seen from the outside. It is not a Hatchback. Examples: Saturn SC1 and SC2.

Two Door

A "Two Door" is a body style for a passenger car having two doors.

Two Door Hatchback

A "Two Door Hatchback" is a passenger car that has a sloped back and is not designated by the manufacturer as a Station Wagon or Van. It has three doors including one that opens at the rear to provide access to the passenger compartment.

Over the years, manufacturers have used a variety of names, such as "Hatchback", "Liftback", and "Three Door" to label their own models; however, "Hatchback" was the most common throughout the industry.

Some examples of these vehicles are: Ford Focus ZX3, Honda Civic SIR, Volkswagen Golf.