Insurance

Off-Road Vehicle Body Styles

An "Off-Road Vehicle" is a wheeled or tracked motorized vehicle designed or adapted for cross-country travel on land, water, ice, snow, marsh, or swamp land or other natural terrain, and without limiting the generality of the foregoing includes:

  • Four-wheel drive motor vehicle, motorcycle or snow vehicle not registered under The Highway Traffic Act
  • All-terrain utility vehicle
  • All-terrain vehicle (ATV)
  • Amphibious vehicle
  • Mini-bike, dirt-bike, and trail bike
  • Miniature vehicle such as a dune or sport buggy
  • Miscellaneous
  • Off-road maintenance machine
  • Snowmobile

Off-road vehicles do not include:

  • Agricultural equipment
  • Garden or lawn tractors
  • Golf carts
  • Infrastructure equipment

4-Wheel Drive

Some vehicles, that can be registered under The Highway Traffic Act, may also be registered under The Off-Road Vehicle Act, if they are not driven on highways.

All-Terrain Utility Vehicle

An "All Terrain Utility Vehicle" is an off road vehicle that travels on four or more low-pressure tires. It is based on the concept of an All Terrain Vehicle, but is designed for use as a utility work vehicle. It seats two or more, and it has a steering wheel, not handle bars, for steering the vehicle. The driver does not straddle the seat as on an All Terrain Vehicle.

All-Terrain Vehicle (ATV)

An "All-Terrain Vehicle" is an off-road vehicle that travels on three or more low-pressure tires, has a seat designed to be straddled by the operator of the vehicle, and has handlebars for steering the vehicle.

Amphibious Vehicle

A device/vehicle for transporting personnel and/or equipment that can operate as a wheeled or tracked vehicle on land and as a boat in water.

Dune Buggy

Some vehicles that can be registered under The Highway Traffic Act, may also be registered under The Off-Road Vehicle Act, if they are not driven on highways.

Miscellaneous

The 'Miscellaneous' body style includes all other Off-Road Vehicles that can be registered under The Off-Road Vehicle Act and do not fit any of the following body styles:

  • Four-Wheel Drive
  • All-Terrain Utility Vehicle
  • All-Terrain Vehicle (ATV)
  • Amphibious Vehicle
  • Dune Buggy
  • Motorcycle
  • Off-Road Maintenance Machine
  • Snow Vehicle
  • Snowmobile

and does not include

  • Agricultural equipment
  • Garden or lawn tractors
  • Golf carts
  • Infrastructure equipment

Motorcycle

Some vehicles that can be registered under The Highway Traffic Act, may also be registered under The Off-Road Vehicle Act, if they are not driven on highways.

The off-road motorcycle body style category includes mini-bikes, dirt bikes, and trail bikes.

Off-Road Maintenance Machine

An "Off-Road Maintenance Machine" is an off-road vehicle that is designed or modified and used primarily for the purposes of clearing or maintaining off-road vehicle trails or tracks, or ski trails or slopes.

Snow Vehicle

A snow vehicle is an offroad vehicle that has a gross vehicle weight exceeding 454 kg and:

  • is not equipped with wheels, but in place thereof is equipped with tractor treads alone or with tractor treads and skis, or with skis and a propeller, or it is a toboggan equipped with tractor treads or a propeller;
  • is designed primarily for operating over snow or ice, and it is used primarily for that purpose; and
  • is designed to be self-propelled.

Snowmobile

A "Snowmobile" is an off-road vehicle that has a gross vehicle weight up to 454 kg and is not equipped with wheels but with tractor treads, tractor treads and skis, or with skis and a propeller. It may also be a toboggan equipped with tractor treads or a propeller. A snowmobile is designed and used primarily for operating over snow or ice. It is self-propelled.