Under Manitoba law, you and another motorist involved in a collision can sue each other for the deductible and liability, if applicable.
Our job is to try and settle the case the way the courts likely would. We do this by carefully watching how the courts determine fault, and using decisions with the relevant legislation to settle your claim. Simply put, we try to assess fault the way the courts would to save you the trouble of pursuing a court case.
In the end though, the courts have the final say. So, if you disagree with how your adjuster has assessed fault, you can still take the other driver to court for a final decision.