Bodily Injury & Fatalities

Alterations to Your Home or Vehicle

When a serious disability requires it, we'll pay for alterations to your home so that you can better manage your daily needs independently. For example, PIPP might cover the cost of installing special bathroom fixtures or more easily accessible kitchen counters. PIPP may also cover moving costs if your home is no longer suitable for your needs.

Danny had a spinal cord injury in a car accident and now uses a wheelchair. At the time of the accident, he was living in a third floor apartment in a building without an elevator. PIPP paid the costs related to moving to a ground floor apartment and adapting it to accommodate his wheelchair.

In some serious situations when the injuries you sustained in the accident are permanent, we'll pay to adapt one or more of your vehicles so that you can continue to drive, despite your injuries. PIPP also covers alterations to vehicles owned by you or your immediate family so that you can travel in the vehicle as a passenger.

Stephanie, age 11, was hit by a car. She was paralyzed from the waist down and forced to use a specialized wheelchair. PIPP paid for alterations to the family van so that Stephanie can get in and out of it easily and safely.

If Stephanie's parents were to legally separate, PIPP would provide these same modifications to a second vehicle so that each parent would have a vehicle in which is she is able to travel.