Bodily Injury & Fatalities

Your Need for Personal Assistance

Coverage depends on how many of your regular activities you're now prevented you from doing. These activities include:

  • getting into and out of bed
  • dressing and undressing
  • eating
  • washing
  • using the toilet
  • using facilities in your home and neighbourhood, such as the telephone, television and local library
  • preparing breakfast, lunch and dinner and washing up afterwards
  • light housekeeping such as vacuuming and dusting
  • housekeeping such as washing floors and cleaning the fridge and stove
  • doing laundry
  • shopping for food, household supplies and other necessities

If someone else was doing a task for you before the accident, you're not eligible for assistance with the task after the accident.