Bodily Injury & Fatalities

Basic PIPP Benefits

Here's a list of the basic benefit amounts (effective March 1, 2017) under the Personal Injury Protection Plan (PIPP). We adjust these benefits each year, based on the Consumer Price Index and the Manitoba Average Industrial Wage.

Bodily Injury Claims

Income replacement indemnity

PIPP provides replacement income based on 90 per cent of your net income, subject to a maximum insurable gross yearly income of $94,500 and a seven-day waiting period. Additional information can be found under Income Replacement.

Maximum insurable gross yearly earned income

$94,500

Industrial average wage

$892.54 (weekly)
$46,412.08 (yearly)

Personal care assistance expenses for non-catastrophic injuries (receipts required)

$4,626 (maximum/month)

Personal care assistance expenses for the catastrophically injured (receipts required)

$5,532 (maximum/month)

Caregiver weekly indemnity

1 dependant:

$447 (weekly)

2 dependants:

$494 (weekly)

3 dependants:

$542 (weekly)

4 or more dependants:

$587 (weekly)

Care expense reimbursement (receipts required)

1 person:

$115 (maximum/week)

2 people:

$154 (maximum/week)

3 people:

$193 (maximum/week)

4 or more people:

$232 (maximum/week)

Help hired for a family business

$770 (maximum/week)

Lump sum indemnity for a permanent impairment (non-catastrophic injuries)

$770 (minimum)
$154,261 (maximum)

Lump sum indemnity for permanent impairment (catastrophic injuries)

$243,580

Lump sum indemnity - minors and students

Minors, kindergarten to grade 8

$5,244 (maximum)

Grade 9 to Grade 12

$9,718 (maximum)

Post-secondary studies

$19,440 (maximum)

Meal allowance

Breakfast

$9.61 (maximum/day)

Lunch

$14.10 (maximum/day)

Dinner

$21.15 (maximum/day)

Daily maximum

$44.86 (maximum/day)

Critical care attendance

$4,582 (maximum)

Leisure and recreational activities

Catastrophically injured

$4,000 (maximum/every 2 years)

Permanent impairment rating ≥70%
(not including scarring, musculotendinous disruptions, ligaments or cartilage damage)

$2,000 (maximum/every 2 years)

50% ≤ permanent impairment rating < 70%
(not including scarring, musculotendinous disruptions, ligaments or cartilage damage)

$1,000 (maximum/every 2 years)

20% ≤ permanent impairment rating < 50%
(not including scarring, musculotendinous disruptions, ligaments or cartilage damage)

$500 (maximum/every 2 years)

Car travel expenses - Please check with your case manager.

Fatality Claims

Payments to family

Spouse or partner
(tied to deceased gross yearly annual income)

$61,706 (minimum)
$472,500 (maximum)

Disabled dependant

$26,995

Non-dependant child or parent

$13,741

Funeral expenses (receipts required)

$8,409 (maximum)

Grief counseling

$3,517 per person* (maximum)


* There currently is an additional $3,517 available to go towards accommodations, meal expenses and pre-approved bus, train or auto travel (where you must travel more than 100 km round trip from your home community) to attend grief counseling.


These benefits are effective March 1, 2017. Yearly adjustments don’t apply to car travel expenses.