Bodily Injury & Fatalities

Types of Impairments

We have a long list of different types of impairments, including everything from the loss of part of a finger to the loss of body movement from a spinal cord injury.

We base the amount of the permanent impairment payment on the per cent the list assigns to the impairment. For example, the amputation of an index finger is listed at eight per cent. If the accident didn't cause you any other impairments and you didn't have any pre-accident impairments, that's the figure we'll use to calculate the impairment payment.

If your impairment isn't specifically listed, we'll use the listed impairments as a guideline.

Your case manager consults with your doctor and the Manitoba Public Insurance medical services team to establish the type and degree of impairment resulting from the accident.