Bodily Injury & Fatalities

Timing of the Permanent Impairment Payment

In most cases, we must wait until your injuries have had a chance to heal so that your doctor can assess the exact extent of the permanent impairment. Depending on the injury, it can take a year or more to establish the extent of the impairment and therefore the amount of the permanent impairment payment.

If a person survives 90 days beyond the date of the accident and then dies as a result of injuries sustained in the accident, there are payments for the impairment and also for the death. Please refer to the Fatality Claim Guide for additional details.