Bodily Injury & Fatalities

Questions and Answers

Q
I was in a car accident and my face was badly cut. My doctor is recommending plastic surgery. How will this affect my permanent impairment indemnity?
A
The permanent impairment payment is made after treatment for the injuries has been completed and there's been adequate time for healing. We'll assess the permanent impairment when treatment is complete. The decision to have plastic surgery is yours, with the advice of your doctor.
Q
I lost three of my permanent teeth when my bicycle was hit by a car. Is that a permanent impairment?
A
Yes. Losing teeth in a motor vehicle accident is a permanent impairment. There's a per cent value assigned according to the tooth's location in the mouth and its state of health before the accident - healthy or already in poor condition.
Q
Q. I have a whiplash injury from a car accident and have been off work for several weeks because of the pain and discomfort. Will I receive a permanent impairment payment?
A
No. The permanent impairment payment is paid when there is lasting, measurable damage to a part of your body. Whiplash injuries are soft-tissue injuries and are not covered.