Bodily Injury & Fatalities

Job Search Year

During the job search year, income replacement continues as long as you continue to be eligible for the benefit. We will reduce your income replacement by any income you earn during the job search year.

When the job search year is over, there are three possibilities:

1. You have work that pays the same or more than the income replacement you've been receiving.

Income replacement will end.

2. You're working at a job that pays less than the income replacement you've been receiving and less than your determined employment.

We'll reduce the income replacement you've been receiving by whichever of these is highest:

  • how much your job pays
  • how much your determined employment pays

This scenario may leave you with some income replacement benefits to "top up" your income.

3. You have not found work.

Income replacement will be reduced by the income set for your determined employment.

We can help you find work by providing you with job search counseling and training to improve your interview and resume writing skills. Please understand though, that getting work is mostly up to you.

Because it may not be possible for you to return to full-time work right away, you can return gradually and still receive income replacement. Talk to your case manager about your plans for returning to work and about the effect on your income replacement.

Occasionally, an injury that seems to have healed will flare up again. Income replacement can resume when a disabling condition caused by the accident comes back. PIPP provides you with a safety net in this situation.

If you return to work and the injury flares up, it's important to identify the cause. You also need to contact your case manager to explain what has happened. In most cases, income replacement will resume immediately, without a seven-day waiting period, at the same level you were receiving prior to your return to work.

Example I

Dale was a high school teacher when he was injured in a car accident. He has been receiving income replacement of $1,250 every two weeks and has taken courses to retrain as a community counsellor. He finds a job that provides a net income of $1,000 every two weeks. Dale will continue to receive $250 of income replacement every two weeks to "top up" his new employment income.

Example II

Marilyn was receiving income replacement of $1,600 based on the salary she was earning as a real estate agent at the time of the accident. After two years, we determined her employment to be a travel agent because her injuries permanently prevented her from driving a car, essential for a real estate agent, and she had previous experience in the hospitality and travel industry. Marilyn didn't find work during her job search year. At the end of the job search year, her income replacement was reduced by $1,500, which was the amount set for her determined employment