Medicines, Medical Devices, and Medical Supplies
PIPP covers the costs of over-the-counter and prescription medicines and medical supplies - such as bandages, ointments and dressings - that you require because of injuries sustained in the accident.
We also cover the costs of purchasing, renting, repairing, replacing, fitting or adjusting devices that are medically required and prescribed because of injuries sustained in the accident. Devices covered include eyeglasses, hearing aids, back supports, special footwear, crutches and artificial limbs.
If the device wears out from normal use, we'll pay for its repair or replacement. However, repair or replacement due to neglect, misuse or willful damage is not covered.
Jason's right leg was severed above the knee in a car accident. PIPP will cover the cost of purchasing an artificial leg and will continue to pay for the repair and replacement of the artificial leg.
PIPP also covers the cost of repairing, replacing or adjusting a device that you had before the accident and that was damaged or lost in the accident or that no longer meets your needs because of injuries sustained in the accident. This is one-time replacement coverage.
Paula broke her prescription eyeglasses when her head hit the sun visor in a car accident. PIPP will pay the cost of replacing her eyeglasses.