Bodily Injury & Fatalities

Questions and Answers

Q
I was in a car accident and my face was badly cut. My doctor is recommending plastic surgery. How will this affect my permanent impairment indemnity?
A
The permanent impairment payment is made after treatment for the injuries has been completed and there's been adequate time for healing. We'll assess the permanent impairment when treatment is complete. The decision to have plastic surgery is yours, with the advice of your doctor.
Q
I was in an accident which has left me a quadriplegic and unable to work. Prior to the accident, I was full-time as an office assistant. How much income replacement will I receive?
A
PIPP provides replacement income based on 90 per cent of your net income. If your income before the accident was lower than the established Industrial Average Wage (IAW), you will receive an income replacement payment based on 90 per cent of the IAW less deductions. Your case manager will be able to go over this with you in greater detail.