Bodily Injury & Fatalities

Questions and Answers

Q
Before my accident, I was working full-time nights and was home for my seven-year-old son after school. While I'm in the hospital and in rehabilitation, there's no one at home to care for him and he has to stay at the school's after-school program until his dad picks him up. Will you pay for this after-school care?
A
Yes. We'll reimburse you the costs of after-school care for your son. However, there's a weekly maximum amount for this type of caregiver expense.
Q
At the time of my accident, I was working 10 hours a week in a fast-food restaurant and taking care of my 18-month-old daughter the rest of the time. Because of the injuries I sustained in the accident, I can't bathe or lift my daughter and am unable to work for three months. Will I get both income replacement and the Caregiver Weekly Indemnity?
A
Yes. You are eligible for both the Caregiver Weekly Indemnity and income replacement, which will be calculated based on your part-time gross yearly employment income for the first 180 days.