Bodily Injury & Fatalities

Caregiver Expenses

Full-time caregivers are eligible for a Caregiver Weekly Indemnity when:

  • Your main job before the accident was caring for a child or children under the age of 16 or an adult who couldn't hold employment because of poor physical or mental health.
  • You can no longer continue to provide this care because of your injuries.

Part-time caregivers are eligible to have care expenses reimbursed when:

  • You cared for a child or children under the age of 16 or an infirm adult part-time before the accident.
  • You can no longer continue to provide this care because of your injuries.

Key Points

Caregiver Weekly Indemnity - For full-time caregivers

  • The weekly amount depends on how many children under the age of 16 and adults who can't work you were caring for at the time of the accident. The indemnity will be adjusted when circumstances change, such as when a 15-year-old turns 16.
  • If, 180 days after the accident, your injuries continue to prevent you from caring for children under the age of 16 and adults who can't work, you have a choice. You can receive income replacement based on your determined employment or you can continue to receive the Caregiver Weekly Indemnity. After 180 days, you cannot receive both income replacement and the Caregiver Weekly Indemnity. Your case manager will explain this choice to you.

Dependent care expenses - For part-time caregivers

You're entitled to be reimbursed for extra caregiver expenses if, at the time of the accident, you were:

  • working full-time
  • working 28 hours or more per week part-time
  • attending school full-time, were 16 years of age or over and caring for a child under 16 or an adult who can't work

Dependent care expenses will not be reimbursed when your spouse can provide the care.