DEDUCTIBLES How Deductibles Work Why Deductibles? Paying Deductibles When Claim is Less Vandalism, Hail, Hit & Run Stolen Stereo Zero or Reduced Deductibles Glass Damage Which Deductible? Deductibles Table

Deductibles > Autopac Deductibles Table

Deductible Choices

Type of Claim	Basic	Package 1	Package 2	Package 3
Collision	$ 500	$ 300	$ 200	$ 100
Comprehensive	$ 500	$ 300	$ 200	$ 100
Theft of Vehicle*	$ 500	$ 300	Nil	Nil
Glass Replacement	$ 500	$ 300	$ 200	$ 100
Glass Repair	$ 500	Nil	Nil	Nil
Collision with animal**	$ 500	Nil	Nil	Nil

*$500 and $300 deductibles are reduced by 50% on claims for vehicles stolen with an anti-theft device properly in use and defeated.

**$300 deductible applies if the collision happened prior to March 1, 2009.

Deductibles for motorcycles

For optional comprehensive coverage, you can choose a $200 or $500 deductible. For collision coverage, you can choose a $500, $300, $200 or a $100 deductible. You can buy comprehensive and collision coverage together or separately

	Vehicle	Hit and Run	Glass	Write-offs
	Bodily Injury	Out of Province	Who's At Fault	Appeal Options
	Fatality	Commercial	Deductibles	FAQs