Bodily Injury/PIPP Claims > Personal Assistance Expenses
The Personal Injury Protection Plan (PIPP) covers the expense of hiring someone to care for you when accident injuries prevent you from caring for yourself. The level of coverage depends on the extent of your disability.
Please review our key points for further information.
Key Points
PIPP reimburses you, up to a monthly limit, for personal assistance expenses when, because of the accident injuries:
- you can't care for yourself. This includes things like bathing and eating or,
- you can't do all the essential tasks of daily life by yourself. Essential tasks of daily life include preparing meals, housekeeping and shopping.
This coverage is only available for personal needs and daily living tasks that you were doing yourself before the accident.
- Coverage, up to a maximum amount, depends on how much assistance you need.
- You can hire whomever you want to help you. Once we have approved the expenses, we will reimburse you when you provide a receipt with details about the service and the person who performed it. Care from family and friends will typically cost less than specialized, commercial care. PIPP reimburses you based on your actual expenses for the care provided.
- Usually, your ability to care for yourself and your daily needs will improve as you recover. In most cases, we reevaluate personal assistance coverage every month.
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