ABC's of Insurance > Major Offences
- careless driving
- speeding (more than 49 km over the posted limit)
- racing a motor vehicle
- driving while disqualified
- failing to report an accident
- failing to stop at the scene of an accident
- failing to leave particulars where damage was caused to an unattended vehicle
- disobeying a police officer
- criminal negligence
- causing death by criminal negligence
- causing bodily harm by criminal negligence
- manslaughter
- dangerous operation of a motor vehicle
- dangerous operation of a motor vehicle causing bodily harm
- dangerous operation of a motor vehicle causing death
- operation of a motor vehicle while impaired by alcohol or a drug (including U.S. offences)
- operation of a motor vehicle while impaired by alcohol or a drug and a person under the age of 16 years was a passenger (including U.S. offences)
- having more than .08% alcohol in your blood (including U.S. offences)
- having more than .08% alcohol in your blood and a person under the age of 16 years was a passenger (including U.S. offences)
- refusing to provide a breath or blood sample (including U.S. offences)
- refusing to provide a breath or blood sample and a person under the age of 16 years was a passenger (including U.S. offences)
- impaired operation of a motor vehicle causing bodily harm (including U.S. offences)
- impaired operation of a motor vehicle causing death (including U.S. offences)
- theft
- taking a vehicle without the owner's consent
- possession of goods obtained by crime
- mischief
- selling an automobile master key
- arson
- automobile vandalism
- speeding in a construction zone (more than 49 km over the posted limit)
Use our Driver Safety Rating Calculator to see exactly how major offences affect your premium.
