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Bodily Injury/PIPP Claims > Caregiver Expenses

Full-time caregivers are eligible for a Caregiver Weekly Indemnity when:

• your main job before the accident was caring for a child or children under 16, or an infirm adult, and
• you can't continue to provide this care because of your injuries

Part-time caregivers are eligible to have care expenses reimbursed when:

• you cared for a child or children under 16 or an infirm adult part-time before the accident, and
• you can't continue to provide this care because of your injuries

Please review our key points for further information.

Key Points

Caregiver Weekly Indemnity - For full-time caregivers

• The weekly amount depends on how many children under 16 and adults who can't work you were caring for at the time of the accident. The indemnity will be adjusted when circumstances change, for instance, when a 15-year-old turns 16.
• If, 180 days after the accident, your injuries continue to prevent you from caring for children under 16 and adults who can't work, you have a choice between income replacement or continuing to receive the Caregiver Weekly Indemnity.

Dependant care expenses - For part-time caregivers

When, at the time of the accident, you were:

• working full-time;
• working not less than 28 hours per week part-time; or
• attending school full-time and were 16 or over and caring for a child under 16 or an adult who can't work, you're entitled to reimbursement towards extra caregiver expenses resulting from the accident.

Dependent care expenses will not be reimbursed when your spouse can provide the care.

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