| NEW TO OR LEAVING MB Leaving Claims Experience Letter Driver's Abstract Cancelling Your Coverage Arriving Claim History Letter MB Driver's Licence Vehicle Inspection Buy Autopac Insurance |
New to or Leaving Manitoba > Leaving
You can get a claims experience letter from us for $15. We can help you get a driver's abstract, which is $10.
To ask for either a claim experience letter or help getting a driver's abstract, call us:
Inside Winnipeg (204) 985-7000
Outside Winnipeg or 1-800-665-2410
We can take a credit card payment (by VISA or MasterCard) over the phone and then mail or fax you the claims experience letter.
After registering your vehicle outside Manitoba, send a photocopy of your new vehicle registration documents to:
Manitoba Public Insurance
Box 6300,
Winnipeg, MB, R3C 4A4.
Include a letter, with your signature, asking us to cancel your Autopac insurance. You can also fax your cancellation request to 204 985-7670.
You may want to keep the Transfer of Ownership Document (TOD) portion of your Manitoba registration as proof you own the vehicle.
Drivers Abstract
Your Drivers Abstract is equally important, as it's the written record of
your driving record here in Manitoba. You can ask for your Drivers
Abstract, for a $10 fee, at various locations.
Driver records are usually used for employment and legal purposes. They are issued only to the driver or to someone with written permission from the driver to obtain this information.
To request a driver record you may:
- Mail your request to:
Manitoba Public Insurance
Driver and Vehicle Licensing
Driver Records and Suspensions
Box 6300
Winnipeg, MB R3C 4A4
or
- Go in person to a designated Manitoba Public Insurance Service Centre
or
- Fax (204) 954-5357
Cancelling Your Autopac
Coverage
When you move out of Manitoba, your Autopac, All Perils and Third Party Liability
coverage ends when:
- the place you've moved to requires you to register your vehicle there; or
- you register your vehicle in the new location; or
- your Autopac coverage expires or you're suspended for failing to pay for coverage
Remember, you must follow the registration rules of the province, territory or state where you’re driving or keeping your vehicle. Even if you still consider yourself a Manitoba resident, their rules may require you to register your vehicle there.
So, check the vehicle registration and insurance rules in that province, territory or state beforehand. You may have to register and insure your vehicle there shortly after you or your vehicle arrives—sometimes within a few weeks or less.
Your Personal Injury Protection Plan coverage continues for as long as you can legally retain your Manitoba registration and insurance--but you're covered for injuries only while you're in the Manitoba plated vehicle.
Your new insurer may ask you for a written record of your claims experience in Manitoba. You can get a claims experience letter from us for $15.
Important: Be sure to check with the Registration Authority of the new jurisdiction as soon as you get there. Registration requirements vary from province to province and from state to state in the U.S. It's your responsibility to comply with the laws of your new jurisdiction.
After registering your vehicle outside Manitoba, send a photocopy of your new vehicle registration documents, along with a letter with your signature asking us to cancel your Autopac coverage, to:
Manitoba Public Insurance
Box 6300
Winnipeg MB R3C 4A4
You can also fax your cancellation request to 1-(204) 985-7670. You may want to keep the Transfer of Ownership Document (TOD) portion of your Manitoba registration as proof you own the vehicle.
Refunds
We calculate refunds or credits using what's called "short-rating" — a standard practice in the insurance industry. This may mean your refund will be less than you expected.
Here's what short-rating means and why insurers use it. Insurance policies are priced annually, with the fixed costs of writing the policy (like agents' commissions) spread over the insurance year.
Your Autopac policy is priced on an annual basis and will be in effect for one to five years (depending on the insurance use and registration class).
When someone cancels a policy early, the fixed costs are spread over a shorter period than intended. That makes them higher on a daily basis. For example, $100 of fixed costs spread over 100 days are $1 per day. Spread over 50 days, this doubles to $2 a day.
Short-rating makes sure that those who cancel early cover the costs of the insurance they've used.
Our computer system calculates your refund using a formula that factors in the amount of policy premium and the time left until your next anniversary day. You can ask your Autopac agent for details of your refund calculation.
There are no refunds on flat-fee premiums, such as for off-road vehicles, snow vehicles and trailers valued under $2,500.
Also, short-rate cancellation applies when transferring Autopac road coverage to Lay-up Coverage.
