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ABC's of Insurance > How Rates are Determined

Buying Back A Claim
If you have an accident for which you were 50% or more responsible, you may decide to “buy back” all claims from the accident. This means paying us back all that we’ve paid. It includes any money we paid for repairing your vehicle and other vehicles damaged in the accident, for damage to other property, and for injuries from the accident.

People buy back their claims for several reasons:

• to keep their Autopac discount
• to avoid additional driver licence premium
• to maintain a claim-free record, before moving out of the province

You can buy back any claim at any time. To buy back your claim, call your adjuster, who will arrange it for you.

 

	ABCs of Insurance	Insuring a vehicle	Plan a Trip
	Basic Autopac	New to or Leaving MB	Fleet Program
	Optional Autopac	Buying or Selling	FAQ