DRIVER SAFETY RATING
LICENSING
NEW SERVICE CENTRES
INJURY PROTECTION
MPI IN THE COMMUNITY
NEW PRODUCTS

In the future, the Corporation will provide up to 30 per cent savings on vehicle premiums for the lowest risk drivers.

THE BENEFITS OF THE DRIVER SAFETY RATING

The Driver Safety Rating is a new system that:

• Offers stronger financial incentives to drive safely;
• Is easier to understand;
• Provides a direct link between how you drive and what you pay.

Better value for Manitoba’s safest drivers

Our customers believe that safe driving should be recognized through lower Autopac premiums. When asked, a large majority of Manitoba drivers tell us it is important to consider a person’s driving history when determining individual insurance rates. We agree and as a result, we’ve introduced a Driver Safety Rating program that addresses these concerns.

We’ve improved the way we do that through the implementation of the Driver Safety Rating (DSR). The DSR system recognizes safe driver behaviour in a fair and simple way. Under the DSR, drivers are placed on a scale based on their driving records. Each year of safe driving results in one level up the scale. Moving up the scale means more merits, which results in lower premiums. Moving down the scale means fewer merits (or more demerits) and higher premiums. Today, the highest-risk drivers pay about $1,000 for their driver’s licence premium. Eventually, they may pay up to $2,500, or 150 per cent more.

In the future, there will be even greater savings on vehicle premiums for safe drivers. We intend to provide up to 30 per cent savings on vehicle premiums for the lowest-risk drivers.

The DSR will be phased in and all Manitoba drivers will be on the new program by March 2011.